Ramsey County property record for 1046 Carmel Ct, Shoreview, MN 55126
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 962 sqft · built 1972 |
| Lot Size | 0.3 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Mar 2024) |
| Tax Bill | $2,540 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-23-32-0205 |
| Primary APN | 14-30-23-32-0205 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 481 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 1,307 sqft (0.3 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 348752 |
|---|---|
| Street Address | 1046 CARMEL CT |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-5879 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKE MARTHA ADDITION LOT 3 BLK 15 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | LAKE MARTHA ADDITION |
| Legal Block | 15 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40707 |
1046 Carmel Ct, a townhouse, is owned and occupied by an individual who bought it in March 2024.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1046 CARMEL CT, SAINT PAUL, MN 55126-5879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Dec 1, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on File |
| Deed Sale | Mar 21, 2024 · Amount on File |
| Prior Sale | Aug 4, 2008 · Amount on File |
| Deed Document Number | 20242770934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 21, 2024 |
| Property Address | 1046 CARMEL CT, SHOREVIEW, MN 55126-5879 |
| Document Number | 0T02770934 |
| Instrument Date | Mar 20, 2024 |
| Instrument | T02770934 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | PARTNERS IN TITLE LLC, PARTNERS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1046 CARMEL CT, SHOREVIEW, MN 55126-5879 |
| Document Number | 0T02770935 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | T02770935 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1046 CARMEL CT, SHOREVIEW, MN 55126-5879 |
| Document Number | 0004852584 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1046 CARMEL CT SHOREVIEW MN 551265879, SHOREVIEW, MN 55126-5879 |
| Document Number | 0004852584 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 4852584 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1046 Carmel Ct was $2,540 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,600 Land $50,000 Building $163,600 | $213,600 Land $50,000 Building $163,600 | |
| 2025 | $2,540.00 | ||
| 2023 | $2,328.00 Homeowner's exemption | $199,100 Land $50,000 Building $149,100 | $199,100 Land $50,000 Building $149,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Carmel Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1046 Carmel Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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