1046 Bellevue Ave, Elgin, IL 60120 Property Records

Kane County property record for 1046 Bellevue Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1924
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2022)
Tax Bill	$6,956 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-135-015`

Property Details

APN / Parcel Number

Primary APN	`06-12-135-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,802 sqft Living Area
Gross Area	2,726 sqft
Basement Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1046 BELLEVUE AVE
City	ELGIN
State	IL
Zip	60120-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R N BOTSFORDS ADDN LOT 3 BLOCK 5
Legal Subdivision	R N BOTSFORDS ADDN
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6009
Census Tract	850800

Owner

1046 Bellevue Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1046 BELLEVUE AVE, ELGIN, IL 60120-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Jun 18, 1996 · Amount on File
Deed Document Number	202243521
Prior Transfer Date	Jul 22, 1997
Prior Transfer Doc	0000048914
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 30, 2022
Property Address	1046 BELLEVUE AVE, ELGIN, IL 60120-2406
Document Number	0000043521
Instrument Date	Aug 9, 2022
Instrument	2022K043521
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1046 BELLEVUE AVE, 1046, ELGIN, IL 60120-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	191 SKYLINE DR, CARPENTERSVILLE, IL 60110-1578

Mortgage

Document Number	0000043522
Date	Aug 30, 2022
Instrument	2022K043522

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1046 BELLEVUE AVE, ELGIN, IL 60120-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036789
Date	Jul 17, 2017
Instrument	2017K036789

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1046 BELLEVUE AVE, ELGIN, IL 60120-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035205
Date	Jul 1, 2020
Instrument	2020K035205

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1046 Bellevue Ave was $6,956 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,956.00 Homeowner's exemption	$99,187 (+8.57%) Land $17,146 Building $82,041	$297,680 (+8.57%) Land $51,459 Building $246,221
2024		$91,358 Land $15,793 Building $75,565	$274,184 Land $47,398 Building $226,786
2022	$6,005.00 (+4.58%) Homeowner's exemption	$75,258 (+6.96%) Land $13,010 Building $62,248	$225,774 (+6.96%) Land $39,030 Building $186,744
2021	$5,742.00 Homeowner's exemption	$70,360 Land $12,163 Building $58,197	$211,080 Land $36,489 Building $174,591

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1046 Bellevue Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1046 Bellevue Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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