Lorain County property record for 1046 Bell Ct, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,359 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,000 (Mar 2023) |
| Tax Bill | $2,298 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-026-101-007 |
| Primary APN | 06-24-026-101-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,359 sqft Living Area |
| 1st Floor Area | 918 sqft |
| 2nd Floor Area | 441 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1046 BELL CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33-06-079 -007-00 |
| Legal Subdivision | BLACK RIVER |
| Legal Tract | 24 |
| Legal Block | 101 |
| Legal Lot Number | 26 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 70400 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1046 BELL CT, ELYRIA, OH 44035-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 14, 2017 | Warranty Deed, Transfer · FHA Mortgage EVOLVE BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2023 · Amount on Record |
| Deed Sale | Mar 23, 2023 · Amount on Record |
| Prior Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 2023001356 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 23, 2023 |
| Property Address | 1046 BELL CT, ELYRIA, OH 44035-3104 |
| Document Number | 0000910286 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 2023-0910286 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1046 BELL CT, ELYRIA, OH 44035-3104 |
| Document Number | 0000910287 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023-0910287 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 14, 2017 |
| Property Address | 1046 BELL CT, ELYRIA, OH 44035-3104 |
| Document Number | 0000636847 |
| Instrument Date | Jul 23, 2017 |
| Instrument | 636847 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $376.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1046 BELL CT ELYRIA OH 440353104, ELYRIA, OH 44035-3104 |
| Document Number | 636848 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 636848 |
| Name | EVOLVE BK&TR |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2047 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,298.00 | $48,280 (-) Land $7,640 Building $40,640 | $137,940 (-) Land $21,830 Building $116,110 |
| 2024 | $2,298.00 (+27.1%) | $48,280 (+45.46%) Land $7,641 Building $40,639 | $137,940 (+45.46%) Land $21,830 Building $116,110 |
| 2023 | $1,808.00 (+0.33%) | $33,191 (+%) Land $8,239 Building $24,952 | $94,830 (-) Land $23,540 Building $71,290 |
| 2022 | $1,802.00 | $33,190 Land $8,240 Building $24,950 | |
| 2021 | $94,830 Land $23,540 Building $71,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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