1046 5th St, Aurora, IL 60505 Property Records

Kane County property record for 1046 5th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1926
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2024)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Apr 2024 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-34-130-014`

Property Details

APN / Parcel Number

Primary APN	`15-34-130-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	1046 5TH ST
City	AURORA
State	IL
Zip	60505-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 5TH ADDN : LOT 12 BLOCK 2 LOT DIMENSIONS: 50 X 175 APPROX LOT SQ FT 8750 SUBDIVISION: ASHLND-MONT-HOWELL-DOUGLAS RANGE CODE: 001
Legal Subdivision	ASHLND-MONT-HOWELL-DOUGLAS
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3001
Census Tract	854100

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1626 PARK VISTA LN, AURORA, IL 60504-5558
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 17, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202411881
Prior Transfer Date	May 7, 2012
Prior Transfer Doc	0000039679
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 11, 2024
Property Address	1046 5TH ST, AURORA, IL 60505-5602
Document Number	0000011881
Instrument Date	Sep 12, 2023
Instrument	2024K011881
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1046 5TH ST, AURORA, IL 60505-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1046 5TH ST, AURORA, IL 60505-5602

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2020
Property Address	1046 5TH ST, AURORA, IL 60505-5602
Document Number	0000038846
Instrument Date	Jun 23, 2020
Instrument	38846
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 5TH ST AURORA IL 605055602, AURORA, IL 60505-5602

Mortgage

Document Number	38847
Date	Jul 17, 2020
Instrument	38847

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00 (+16.98%)	$59,280 (+10.62%) Land $12,465 Building $46,815	$177,911 (+10.62%) Land $37,410 Building $140,501
2024		$53,589 (+22.67%) Land $11,395 Building $42,194	$160,831 (+22.71%) Land $34,199 Building $126,633
2022	$2,863.00 (+2.29%) Homeowner's exemption	$43,687 (+7.41%) Land $9,289 Building $34,398	$131,061 (+7.41%) Land $27,867 Building $103,194
2021	$2,799.00 Homeowner's exemption	$40,673 Land $8,648 Building $32,025	$122,019 Land $25,944 Building $96,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2002)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2002 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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