10458 FM 3226, ARP, TX 75750 Property Records

Smith County property record for 10458 FM 3226, ARP, TX 75750

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 2011
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,514 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R153180`

Property Details

APN / Parcel Number

Primary APN	`R153180`
Alternative APN	`1-00000-0713-00-010140`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	450 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R153180
Street Address	10458 FM 3226
City	ARP
State	TX
Zip	75750-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0713 T MCCARTYTRACT 10N
Legal Subdivision	A0713 T MCCARTY
Legal Tract	10N
Jurisdiction	SMITH TX
Township / Civil Division	TYLER EAST
Census Block Group	2
Census Block	2000
Census Tract	1806

Owner

10458 FM 3226 is owned and occupied by two individuals who acquired it in May 2018.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10458 FM 3226, ARP, TX 75750-4128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU
May 2, 2018	Warranty Deed, Transfer NOT AVAILABLE
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018
Deed Sale	May 2, 2018
Prior Sale	Jul 23, 2013 · Amount on File
Deed Document Number	2018100017510
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0000034126
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	10458 FM 3226, ARP, TX 75750-4128
Document Number	0000032347
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10458 FM 3226 ARP TX 757504128, ARP, TX 75750-4128

Mortgage

Document Number	0000032347
Date	Sep 24, 2019
Instrument	32347

Lender

Name	UNITED STATES FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 23, 2029

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	May 2, 2018
Property Address	10458 FM 3226, ARP, TX 75750-4128
Document Number	0000017510
Instrument Date	May 1, 2018
Instrument	17510
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10458 FM 3226 ARP TX 757504128, ARP, TX 75750-4128

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	10458 FM 3226, ARP, TX 75750-4128
Document Number	0000014771
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10458 FM 3226 ARP TX 757504128, ARP, TX 75750-4128

Mortgage

Document Number	0000014771
Date	Apr 16, 2018
Instrument	14771

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650-3500

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10458 FM 3226 was $1,514 with a homeowner's exemption, up 56.7% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Chapel Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,514.00 (+56.73%) Homeowner's exemption	$181,866 (+24.63%) Land $21,832 Building $160,034	$181,866 (+24.63%) Land $21,832 Building $160,034
2025	$966.00 (-40.37%) Homeowner's exemption	$145,928 Land $12,864 Building $133,064	$145,928 Land $12,864 Building $133,064
2024	$1,620.00 (+19.91%)
2023	$1,351.00 (-19.68%) Homeowner's exemption	$190,578 Land $14,144 Building $176,434	$190,578 Land $14,144 Building $176,434
2022	$1,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10458 FM 3226 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10458 FM 3226 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Optimum.

Nearby Properties on FM 3226

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