Mecklenburg County property record for 10457 Roundleaf Dr, Charlotte, NC 28213
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,542 sqft · built 1998 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Jan 2007) |
| Tax Bill | $2,540 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-163-40 |
| Primary APN | 051-163-40 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 771 sqft |
| Upper Floors Area | 771 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,204 sqft (0.372 acres) |
| Garage Area | 209 sqft |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10457 ROUNDLEAF DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28213-5264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L40 B1 M29-498 |
| Legal Subdivision | LOREN FARMS |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5612 |
10457 Roundleaf Dr is owned and occupied by an individual who bought it in January 2007.
Source: Mecklenburg County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10457 ROUNDLEAF DR, CHARLOTTE, NC 28213-5264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2007 · Amount on File |
| Deed Sale | Jan 18, 2007 · Amount on File |
| Prior Sale | Jul 24, 2006 · Amount on File |
| Deed Document Number | 200711364 |
| Deed Book / Page | 21656 / 162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10457 ROUNDLEAF DR, CHARLOTTE, NC 28213-5264 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10457 ROUNDLEAF DR, CHARLOTTE, NC 28213-5264 |
| Document Number | 0000003847 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 40135/855 |
| Instrument | 2026003847 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 9, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 1, 2026 |
| Property Address | 10457 ROUNDLEAF DR, CHARLOTTE, NC 28213-5264 |
| Document Number | 0000057422 |
| Book / Page | 40465 / 415 |
| Instrument Date | May 22, 2026 |
| Instrument | 202657422 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10457 ROUNDLEAF DR, CHARLOTTE, NC 28213-5264 |
| Document Number | 0000057422, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 40465/415 |
| Instrument | 202657422 |
| Name | TRULIANT FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 12, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 10457 Roundleaf Dr was $2,540.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,540.00 | $308,500 Land $65,000 Building $243,500 | $308,500 Land $65,000 Building $243,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10457 Roundleaf Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10457 Roundleaf Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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