10457 Bishop Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 10457 Bishop Cir, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 6,338 sqft · built 1999
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$850,990 (Jul 2020)
Tax Bill	$12,443 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-006-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-006-003.000-018`
Alternative APNs	`291309006003000034` `1713090006003000`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	6,338 sqft Living Area
1st Floor Area	2,991 sqft
2nd Floor Area	1,168 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	2,346 sqft
Finished Basement	1,759 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	175 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	1,002 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713090006003000
Old Parcel Number	291309006003000034
Street Address	10457 BISHOP CIR
City	CARMEL
State	IN
Zip	46032-8598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .63, SECTION 9, TOWNSHIP 17, RANGE 3, WINDEMERE, SECTION 4A, LOT 62
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	WINDEMERE
Legal Block	4A
Legal Lot Number	62
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1014
Census Tract	111103

Owner

10457 Bishop Cir is owned and occupied by an individual who bought it in July 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10457 BISHOP CIR, CARMEL, IN 46032-8598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Oct 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Jul 8, 2009
Deed Document Number	2020043789
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10457 BISHOP CIR, CARMEL, IN 46032-8598
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003503
Date	Jan 20, 2022
Instrument	2022003503

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10457 BISHOP CIR, CARMEL, IN 46032-8598
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050067
Date	Oct 23, 2018
Instrument	2018050067

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 18, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 9, 2020
Property Address	10457 BISHOP CIR, CARMEL, IN 46032-8598
Document Number	2020043789
Map Reference	DOC 9645765
Instrument Date	Jul 7, 2020
Instrument	2020043789
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10457 BISHOP CIR, CARMEL, IN 46032-8598

Mortgage

Document Number	2020043790
Date	Jul 9, 2020
Instrument	2020043790

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	5-Year CMT
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,182,400 (+9.55%) Land $323,400 Building $859,000	$1,182,400 (+9.55%) Land $323,400 Building $859,000
2024	$12,443.00 (+22.24%)	$1,079,300 (+21.04%) Land $323,400 Building $755,900	$1,079,300 (+21.04%) Land $323,400 Building $755,900
2023	$10,179.00 (+8.83%) Homeowner's exemption	$891,700 (+9.86%) Land $323,400 Building $568,300	$891,700 (+9.86%) Land $323,400 Building $568,300
2022	$9,353.00 Homeowner's exemption	$811,700 Land $152,400 Building $659,300	$811,700 Land $152,400 Building $659,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10457 Bishop Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10457 Bishop Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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