10455 Rancho Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10455 Rancho Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,186 sqft · built 1955
Lot Size	0.434 acres (18,900 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2018)
Tax Bill	$6,748 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501-132-08-00`

Property Details

APN / Parcel Number

Primary APN	`501-132-08-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,186 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	18,900 sqft (0.434 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10455 RANCHO RD
City	LA MESA
State	CA
Zip	91941-7064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 536 TR 002636
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002636
Legal Block	3
Legal Lot Number	536
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10455 RANCHO RD, LA MESA, CA 91941-7064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 7, 2018	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Sep 7, 2018	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
May 18, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	2018370903
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0000370902
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10455 RANCHO RD, LA MESA, CA 91941-7064
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10455 RANCHO RD, LA MESA, CA 91941-7064

Mortgage

Document Number	0000167361
Date	Mar 3, 2021
Instrument	2021-0167361

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10455 RANCHO RD, LA MESA, CA 91941-7064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406566
Date	Sep 17, 2019
Instrument	2019-0406566

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2018
Property Address	10455 RANCHO RD, LA MESA, CA 91941-7064
Document Number	0000370902
Map Reference	MAP 2636
Instrument Date	Jul 30, 2018
Instrument	2018-0370902
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 SECONO AVE, SAN DIEGO, CA 92101

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2018
Property Address	10455 RANCHO RD, LA MESA, CA 91941-7064
Document Number	0000370903
Map Reference	MAP 2636
Instrument Date	Jul 18, 2018
Instrument	2018-0370903
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10455 RANCHO RD, LA MESA, CA 91941-7064

Mortgage

Document Number	0000370904
Date	Sep 7, 2018
Instrument	2018-0370904

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2018
Property Address	10455 RANCHO RD, LA MESA, CA 91941-7064
Document Number	0000201949
Instrument Date	May 18, 2018
Instrument	201949
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10455 RANCHO RD LA MESA CA 919417064, LA MESA, CA 91941-7064

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,976 (+2%) Land $477,885 Building $108,091
2025	$6,748.00 (+5.72%) Homeowner's exemption	$574,487 (+4.04%) Land $468,515 Building $105,972
2023	$6,383.00 (+1.19%) Homeowner's exemption	$552,181 Land $450,323 Building $101,858
2022	$6,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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