10453 Flat Shoals Rd, Covington, GA 30014 Property Records

Newton County property record for 10453 Flat Shoals Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft · built 1936
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Mar 2023)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0064B-00000-006-000`

Property Details

APN / Parcel Number

Primary APN	`0064B-00000-006-000`
Alternative APNs	`0064B 006` `24983`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Heated Area
1st Floor Area	1,022 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	144 sqft
Guest House	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	24983
Street Address	10453 FLAT SHOALS RD
City	COVINGTON
State	GA
Zip	30014-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL223 LD9 .92AC
Legal Subdivision	R3 MISC LAND - AREA 4
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2028
Census Tract	100702

Owner

10453 Flat Shoals Rd is owned and occupied by an individual who bought it in March 2023.

Source: Newton County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10453 FLAT SHOALS RD, COVINGTON, GA 30014-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Oct 18, 2010 · Amount on File
Deed Document Number	2023627
Deed Book / Page	4484 / 619
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10453 FLAT SHOALS RD, COVINGTON, GA 30014-3743
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10453 FLAT SHOALS RD, COVINGTON, GA 30014-3743

Mortgage

Document Number	0047490000000078
Date	Jul 29, 2025
Book Page	0000004749/0000000078
Instrument	D2025-008324

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 21, 2023
Property Address	10453 FLAT SHOALS RD, COVINGTON, GA 30014-3743
Document Number	0044840619
Book / Page	4484 / 619
Instrument Date	Feb 21, 2023
Instrument	2023-000627
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10453 FLAT SHOALS RD, COVINGTON, GA 30014-3743

Mortgage

Document Number	0000002353
Date	Feb 21, 2023
Instrument	002353

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10453 Flat Shoals Rd was $2,201, up 2.8% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (+2.8%)	$88,480 (+4.64%) Land $13,000 Building $75,480	$221,200 (+4.64%) Land $32,500 Building $188,700
2024	$2,141.00	$84,560 (-4.9%) Land $7,400 Building $77,160	$211,400 (-4.9%) Land $18,500 Building $192,900
2023		$88,920 Land $7,400 Building $81,520	$222,300 Land $18,500 Building $203,800
2022	$1,869.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10453 Flat Shoals Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10453 Flat Shoals Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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