10451 Sande St, Cypress, CA 90630 Property Records

Orange County property record for 10451 Sande St, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1963
Lot Size	0.137 acres (5,978 sqft)
Owner	Individual Name on Record
Last Sale	$171,500 (May 1998)
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Jun 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`241-173-02`

Property Details

APN / Parcel Number

Primary APN	`241-173-02`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Block
Construction Type	Frame
Lot Area	5,978 sqft (0.137 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10451 SANDE ST
City	CYPRESS
State	CA
Zip	90630-4565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3990 BLK LOT 59
Legal Subdivision	TRACT NO 3990
Legal Tract	3990
Legal Lot Number	59
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1004
Census Tract	110114

Owner

Source: Orange County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10451 SANDE ST, CYPRESS, CA 90630-4565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 28, 2017	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 1998 · Amount on Record
Deed Sale	May 29, 1998 · Amount on Record
Deed Document Number	1998337252
Last Transfer Date	Mar 15, 2017
Transfer Doc	0000123768
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10451 SANDE ST, CYPRESS, CA 90630-4565
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10451 SANDE ST, CYPRESS, CA 90630-4565

Mortgage

Document Number	0000411890
Date	Jun 23, 2021
Instrument	2021000411890

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	939 Months
Due	Sep 19, 2099

Interest

Rate Type	Adjustable Rate
Rate	1.54%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	2%
Index	1-Year CMT
Max Rate	6.54%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10451 SANDE ST, CYPRESS, CA 90630-4565
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10451 SANDE ST, CYPRESS, CA 90630-4565

Mortgage

Document Number	0000411891
Date	Jun 23, 2021
Instrument	2021000411891

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	939 Months
Due	Sep 19, 2099

Interest

Rate Type	Adjustable Rate
Rate	1.54%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	1.54%
Max Rate At Change	6.54%
Index	1-Year CMT
Max Rate	6.54%

March 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2017
Property Address	10451 SANDE ST, CYPRESS, CA 90630-4565
Document Number	0000123768
Instrument Date	Mar 15, 2017
Instrument	123768
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10451 SANDE ST CYPRESS CA 906304565, CYPRESS, CA 90630-4565

Mortgage

Document Number	123769
Date	Mar 28, 2017
Instrument	123769

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.57%

Mortgage

Document Number	123770,
Date	Mar 28, 2017
Instrument	123770

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.57%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,375.00 (+4.49%) Homeowner's exemption	$273,830 (+4.04%) Land $202,908 Building $70,922
2024	$3,230.00 (+2.44%)
2023	$3,153.00 (+1.32%) Homeowner's exemption	$263,198 Land $195,029 Building $68,169
2022	$3,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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