10451 Marion Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 10451 Marion Rd, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,004 sqft · built 1958
Lot Size2.05 acres (89,298 sqft)
OwnerCompany Name on Record
Tax Bill$1,458 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-10-3-28-2001-000

Property Details

APN / Parcel Number

Primary APN24-10-3-28-2001-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area3,004 sqft Living Area
1st Floor Area2,148 sqft
Basement Area1,908 sqft
Unfinished Basement1,962 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area89,298 sqft (2.05 acres)
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area618 sqft
Patio Area276 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10451 MARION RD
CitySAINT CHARLES
StateMI
Zip48655-9667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 370 FT OF W 265 FT OF E 1/2 OF E 1/2 OF NW 1/4 2.25 ACRES SEC 28 T10N R3E ***DESC CHANGED DUE TO SPLIT 2001-001 11/2/00
Legal Range03E
Legal Township10N
Legal Section28
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3057
Census Tract12600

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10451 MARION RD, SAINT CHARLES, MI 48655-9667
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2008
Deed SaleApr 1, 2008
Prior SaleFeb 22, 2000 · Amount on Record
Deed Book / Page2486 / 1503
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address10451 MARION RD, SAINT CHARLES, MI 48655-9667
Document Number0000013547
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJul 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10451 MARION RD ST CHARLES MI 486559667, ST CHARLES, MI 48655-9667

Mortgage

Document Number0000013547
DateMay 21, 2020
Instrument13547
Lender
NameMERCANTILE BK/MI
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueMay 20, 2032

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$183,000 (+8.93%)$366,000 (+8.93%)
2025$1,458.00 (-64.12%) Homeowner's exemption$168,000 (+15.46%)$336,000 (+15.46%)
2023$145,500$291,000
2022$4,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1986–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Marion Rd

Nearby Streets

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