10451 Gray Rd, Oakdale, CA 95361 Property Records

Stanislaus County property record for 10451 Gray Rd, Oakdale, CA 95361

Property Summary

Property TypeGeneral Agricultural/Rural
Details1 bd · 1 ba · 948 sqft · built 1966
Lot Size21.9 acres (953,964 sqft)
Owner2 Company Names on Record
Last Sale$128,000 (Jan 1994)
Tax Bill$9,352 (2026)
Deeds & MortgagesNov 2025 Construction Loan
Flood ZoneZone X (moderate risk)
APN010-009-019-000

Property Details

APN / Parcel Number

Primary APN010-009-019-000
Alternative APNs
  • 0100919000
  • 0100919

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,392 sqft Gross Area
1st Floor Area2,340 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area953,964 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10451 GRAY RD
CityOAKDALE
StateCA
Zip95361-9119
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal SubdivisionOAKDALE
Legal Block2
Legal Lot Number1&2
JurisdictionSTANISLAUS CA
Township / Civil DivisionOAKDALE
Census Block Group2
Census Block2002
Census Tract102

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address22651 TINNIN RD, MANTECA, CA 95337-9322
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 1994 · Amount on Record
Deed SaleJan 28, 1994 · Amount on Record
Deed Document Number19949209
Last Transfer DateDec 1, 2014
Transfer Doc0000081190
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address10451 GRAY RD, OAKDALE, CA 95361-9119
Transaction TypeMortgage
Record UpdatedDec 3, 2025
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address22651 TINNIN RD, MANTECA, CA 95337-9322

Mortgage

Document Number0000058375
DateNov 24, 2025
Instrument2025-0058375
Lender
NameTRI COUNTIES BANK
TypeBank
AddressCHICO, CA 95973
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateDec 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.5%
IndexSOFR Average 30-Day
Max Rate11.5%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
Unified School DistrictOakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$9,352.00 (-12.12%)$757,876 (-12.67%) Land $558,195 Building $199,681
2025$10,642.00 (+6.93%)$867,875 (+3.98%) Land $547,250 Building $320,625
2023$9,952.00 (+12.33%)$834,673 Land $526,000 Building $308,673
2022$8,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ezWave
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
300 / 20
Ayera Technologies
Fixed Wireless
120 / 40
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
25 / 3

May also be available: unWired Broadband.

Nearby Properties on Gray Rd

Nearby Streets

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