10450 FM 840 E, Henderson, TX 75654 Property Records

Rusk County property record for 10450 FM 840 E, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 2013
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Tax Bill	$743 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00238-00010-00008-000000`

Property Details

APN / Parcel Number

Primary APN	`00238-00010-00008-000000`
Alternative APN	`69475`

Interior

Building Area	800 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Porch	Porch
Porch Area	256 sqft

Location & Zoning

Account Number	00238-00010-00008-000000
Street Address	10450 FM 840 E
City	HENDERSON
State	TX
Zip	75654-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 238 E DEBARD SUR FROM P#69375 P-1
Legal Subdivision	E DEBARD SURVEY A-238
Jurisdiction	RUSK TX
Township / Civil Division	PINEHILL
Census Block Group	1
Census Block	1026
Census Tract	950600

Owner

Source: Rusk County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10450 FM 840 E, HENDERSON, TX 75654-7521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021
Deed Sale	Aug 24, 2021
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	2021223115
Deed Book / Page	3795 / 725
Prior Transfer Date	May 10, 2019
Prior Transfer Doc	3639/856
Record Updated	Sep 20, 2026

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	May 17, 2019
Property Address	10450 FM 840 E, HENDERSON, TX 75654-7521
Document Number	3639/856
Book / Page	3639 / 856
Instrument Date	May 10, 2019
Instrument	198839
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10450 FM 840 E, HENDERSON, TX 75654-7521

Mortgage

Document Number	198841
Date	May 17, 2019
Instrument	198841

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00 (-11.97%) Homeowner's exemption	$81,400 (-5.37%) Land $16,740 Building $64,660	$81,400 (-5.37%) Land $16,740 Building $64,660
2023		$86,020 Land $16,740 Building $69,280	$86,020 Land $16,740 Building $69,280
2022	$844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINDEN-BRACHFIELD WSC serves 2,346 people · EPA ID TX2010005
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Eastex Telephone Cooperative DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 840 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures