Albemarle County property record for 1045 Wintergreen Ln, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,242 sqft · built 1995 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jul 2012) |
| Tax Bill | $4,352 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076R0-04-00-00800 |
| Primary APN | 076R0-04-00-00800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Finished Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 8,189 sqft (0.188 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 224 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1045 WINTERGREEN LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED RE |
| Legal Description | REDFIELDS 8 PH-2A |
| Legal Subdivision | REDFIELDS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11202 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1045 WINTERGREEN LN, CHARLOTTESVILLE, VA 22903-7856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 5, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2012 · Amount on Record |
| Deed Sale | Jul 19, 2012 · Amount on Record |
| Prior Sale | Jul 19, 2012 · Amount on Record |
| Deed Document Number | 20129084 |
| Deed Book / Page | 4202 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1045 WINTERGREEN LN, CHARLOTTESVILLE, VA 22903-7856 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1045 WINTERGREEN LN, CHARLOTTESVILLE, VA 22903-7856 |
| Document Number | 202300005693 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 202300005693 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1045 WINTERGREEN LN, CHARLOTTESVILLE, VA 22903-7856 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5642/775 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 5642/775 |
| Instrument | 2021-00019283 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1045 WINTERGREEN LN, CHARLOTTESVILLE, VA 22903-7856 |
| Document Number | 0000002729 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1045 WINTERGREEN LN CHARLOTTESVILLE VA 229037856, CHARLOTTESVILLE, VA 22903-7856 |
| Document Number | 0000002729 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 005286/000755 |
| Instrument | 2729 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,352.00 (+9.73%) | $486,800 (+9.71%) Land $190,000 Building $296,800 | $486,800 (+9.71%) Land $190,000 Building $296,800 |
| 2025 | $3,966.00 (+17.09%) | $443,700 (+11.85%) Land $170,000 Building $273,700 | $443,700 (+11.85%) Land $170,000 Building $273,700 |
| 2023 | $3,387.00 | $396,700 Land $162,500 Building $234,200 | $396,700 Land $162,500 Building $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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