1045 White Oak Dr, Springfield, OH 45504 Property Records

Clark County property record for 1045 White Oak Dr, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1957
Lot Size	0.815 acres (35,519 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jun 2023)
Tax Bill	$3,113 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-06-00018-406-001`

Property Details

APN / Parcel Number

Primary APN	`050-06-00018-406-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	35,519 sqft (0.815 acres)
Lot Dimensions	185 ft deep x 192 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	720 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	63 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1045 WHITE OAK DR
City	SPRINGFIELD
State	OH
Zip	45504-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FOREST HILLS SUBD 2; 56 & 57
Legal Subdivision	FOREST HILLS SUBD
Legal Block	406
Legal Lot Number	56
Jurisdiction	CLARK OH
Township / Civil Division	GERMAN
Census Block Group	4
Census Block	4009
Census Tract	2502

Owner

1045 White Oak Dr is owned and occupied by an individual who bought it in June 2023.

Source: Clark County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 WHITE OAK DR, SPRINGFIELD, OH 45504-4150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Mar 8, 2006
Deed Document Number	2213
Deed Book / Page	2225 / 2164
Record Updated	Jun 8, 2026

June 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CLARK OH
Recording Date	Jun 30, 2023
Property Address	1045 WHITE OAK DR, SPRINGFIELD, OH 45504-4150
Document Number	0000007191
Book / Page	2225 / 2164
Map Reference	VOL 9 PG 36-B
Instrument Date	Jun 23, 2023
Instrument	202300007191
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 WHITE OAK DR, SPRINGFIELD, OH 45504-4150

Mortgage

Document Number	0000007192
Date	Jun 30, 2023
Instrument	202300007192

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	German Township
Unified School District	Northwestern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,750 Land $16,070 Building $58,680	$213,580 Land $45,910 Building $167,670
2024	$3,113.00
2023		$63,190 (-) Land $14,400 Building $48,790
2022	$3,959.00 Homeowner's exemption	$63,190 Land $14,400 Building $48,790	$180,550 Land $41,150 Building $139,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2008)
Most Recent Claim	Jun 2008 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 White Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on White Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures