1045 Waverly Cir, Hercules, CA 94547 Property Records

Contra Costa County property record for 1045 Waverly Cir, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,703 sqft · built 2005
Lot Size	0.084 acres (3,652 sqft)
Owner	2 Individual Names on File
Last Sale	$559,000 (Mar 2008)
Tax Bill	$11,724 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-680-051-4`

Property Details

APN / Parcel Number

Primary APN	`404-680-051-4`
Alternative APN	`404-680-051`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,703 sqft Living Area
1st Floor Area	1,202 sqft
2nd Floor Area	1,501 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Cluster
Lot Area	3,652 sqft (0.084 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1045 WAVERLY CIR
City	HERCULES
State	CA
Zip	94547-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8660 L51
Legal Subdivision	SUBDIVISION 8660
Legal Tract	8660
Legal Lot Number	51
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	392300

Owner

1045 Waverly Cir is owned and occupied by two individuals who bought it in March 2008.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1045 WAVERLY CIR, HERCULES, CA 94547-5405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit TRAVIS CU
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2008 · Amount on File
Deed Sale	Mar 31, 2008 · Amount on File
Deed Document Number	200867984
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1045 WAVERLY CIR, HERCULES, CA 94547-5405
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 WAVERLY CIR, RODEO, CA 94547-5405

Mortgage

Document Number	0000050260
Date	Mar 22, 2022
Instrument	2022-050260

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1045 WAVERLY CIR, HERCULES, CA 94547-5405
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004786
Date	Jan 10, 2017
Instrument	2017-004786

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1045 WAVERLY CIR, HERCULES, CA 94547-5405
Document Number	0000118301
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 WAVERLY CIR HERCULES CA 945475405, HERCULES, CA 94547-5405

Mortgage

Document Number	0000118301
Date	Jul 25, 2018
Instrument	118301

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Waverly Cir was $11,724 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,926 (+2%) Land $388,531 Building $360,395
2025	$11,724.00 Homeowner's exemption	$734,242 Land $380,913 Building $353,329
2023	$11,052.00 (+1.4%) Homeowner's exemption	$705,732 Land $366,123 Building $339,609
2022	$10,899.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1045 Waverly Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Waverly Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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