1045 Warwick Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 1045 Warwick Ave, Norfolk, VA 23503

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,110 sqft · built 1950
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$162,500 (Nov 2019)
Tax Bill$2,807 (2026)
Deeds & MortgagesApr 2026 Mortgage
May 2022 Refinance
+ 2 more
APN30737300

Property Details

APN / Parcel Number

Primary APN30737300

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,110 sqft Living Area
AtticAttic
Attic Area1,110 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAsbestos
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1045 WARWICK AVE
CityNORFOLK
StateVA
Zip23503-3848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR11
Legal Description29 & 30 BLK H O V SYND INC
Legal SubdivisionOCEAN VIEW SYNDICATE
Legal BlockH
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group3
Census Block3007
Census Tract202

Owner

1045 Warwick Ave is owned and occupied by two individuals who bought it in November 2019.

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1045 WARWICK AVE, NORFOLK, VA 23503-3848
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Mar 17, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2019 · Amount on File
Deed SaleNov 12, 2019 · Amount on File
Deed Document Number201922547
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Recording DateApr 22, 2026
Property Address1045 WARWICK AVE, NORFOLK, VA 23503-3848
Document Number0000007559
Instrument DateApr 11, 2026
Instrument20267559
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 WARWICK AVE, NORFOLK, VA 23503-3848

Mortgage

Document Number0000007559,
DateApr 22, 2026
Instrument20267559
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address1045 WARWICK AVE, NORFOLK, VA 23503-3848
Transaction TypeMortgage
Record UpdatedJun 15, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220013473
DateMay 25, 2022
Instrument220013473
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate
Rate5.75%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address1045 WARWICK AVE, NORFOLK, VA 23503-3848
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210008073
DateMar 17, 2021
Instrument210008073
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 11, 2031
Interest
Rate TypeAdjustable Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateNov 12, 2019
Property Address1045 WARWICK AVE, NORFOLK, VA 23503-3848
Document Number190022547
Instrument DateSep 9, 2019
Instrument190022547
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 WARWICK AVE, NORFOLK, VA 23503-3848

Tax Assessment & Valuation

The 2026 property tax bill for 1045 Warwick Ave was $2,807, up 4.3% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,807.00 (+4.35%)$224,600 (+2.7%) Land $97,500 Building $127,100$224,600 (+2.7%) Land $97,500 Building $127,100
2025$2,690.00$218,700 Land $92,900 Building $125,800$218,700 Land $92,900 Building $125,800
2023$2,501.00$200,100 Land $84,500 Building $115,600$200,100 Land $84,500 Building $115,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1045 Warwick Ave; 16 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Warwick Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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