Ashe County property record for 1045 Wagoner Access Rd, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,710 sqft · built 2019 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,657 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09338-389 |
| Primary APN | 09338-389 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Building Area | 1,710 sqft Heated Area |
| Gross Area | 2,280 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | Central |
|---|
| Account Number | 99632 |
|---|---|
| Old Parcel Number | 09338389 |
| Street Address | 1045 WAGONER ACCESS RD |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 A '17 2.38 A FROM 09338-039 & AMP; .62 A FROM 093 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970801 |
1045 Wagoner Access Rd is owned and occupied by two individuals.
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 WAGONER ACCESS RD, JEFFERSON, NC 28640-9028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 18, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 1045 WAGONER ACCESS RD, JEFFERSON, NC 28640-9028 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00541/1900 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 541/1900 |
| Instrument | 2707 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Dec 18, 2017 |
| Property Address | 1045 WAGONER ACCESS RD, JEFFERSON, NC 28640-9028 |
| Document Number | 00487/0279 |
| Book / Page | 0487 / 0279 |
| Map Reference | PL 9 PG 170 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 05652 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1466 NC HIGHWAY 88 W, WEST JEFFERSON, NC 28694-7143 |
| Name | Verified Name |
|---|---|
| Address | 383 BEAVER DR, WEST JEFFERSON, NC 28694-7311 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1045 Wagoner Access Rd was $1,657, down 0.1% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,657.00 (-0.12%) | $323,200 (-) Land $35,000 Building $288,200 | $323,200 (-) Land $35,000 Building $288,200 |
| 2025 | $1,659.00 | $323,200 Land $35,000 Building $288,200 | $323,200 Land $35,000 Building $288,200 |
| 2023 | $1,563.00 (+16.12%) | $323,200 (+50.96%) Land $35,000 Building $288,200 | $323,200 (+50.96%) Land $35,000 Building $288,200 |
| 2022 | $1,346.00 | $214,100 Land $35,000 Building $179,100 | $214,100 Land $35,000 Building $179,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 Wagoner Access Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Wagoner Access Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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