1045 W Tee Cir, Bartow, FL 33830 Property Records

Polk County property record for 1045 W Tee Cir, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,185 sqft · built 1964
Lot Size	0.146 acres (6,351 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (May 2020)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-09-423600-006110`

Property Details

APN / Parcel Number

Primary APN	`25-30-09-423600-006110`
Alternative APNs	`093025423600006110` `93025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	912 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,351 sqft (0.146 acres)
Lot Dimensions	87 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Porch	Florida Room
Porch Area	329 sqft
Utility Building	88 sqft

Location & Zoning

Street Address	1045 W TEE CIR
City	BARTOW
State	FL
Zip	33830-6140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLLEGE PARK ESTATES FIRST ADD PB 42 PG 37 BLK F LOT 11
Legal Range	25E
Legal Township	30S
Legal Section	09
Legal Subdivision	COLLEGE PARK ESTATES FIRST ADDITION
Legal Tract	423600
Legal Block	F
Legal Lot Number	11
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2002
Census Tract	15200

Owner

1045 W Tee Cir is owned and occupied by an individual who bought it in May 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 W TEE CIR, BARTOW, FL 33830-6140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
May 5, 2020	Deed of Trust, Mortgage MORTGAGE FIRM
Aug 8, 2019	Quit Claim Deed, Mortgage · Conventional with PMI MAGNOLIA BK
Sep 10, 2018	Grant Deed, Transfer STONEBRIDGE TITLE GROUP LLC
Aug 30, 2018	Warranty Deed, Transfer GIANNELL TITLE LLC
Aug 30, 2018	Warranty Deed, Transfer GIANNELL TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Sep 10, 2018 · Amount on File
Deed Document Number	202098599
Deed Book / Page	11235 / 2000
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	0000166734
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 18, 2020
Property Address	1045 W TEE CIR, BARTOW, FL 33830-6140
Document Number	0112352000
Book / Page	011235 / 002000
Instrument Date	May 13, 2020
Instrument	98599
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 W TEE CIR BARTOW FL 338306140, BARTOW, FL 33830-6140

Mortgage

Document Number	112352002
Date	May 18, 2020
Book Page	011235/002002
Instrument	98600

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Mortgage

Document Number	112352013,
Date	May 18, 2020
Book Page	011235/002013
Instrument	98601

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1045 W TEE CIR, BARTOW, FL 33830-6140
Document Number	0112501761
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 LEHMAN CT LAKELAND FL 33813, LAKELAND, FL 33813

Mortgage

Document Number	0112501761
Date	Jun 2, 2020
Book Page	011250/001761
Instrument	108748

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 8, 2019
Property Address	1045 W TEE CIR, BARTOW, FL 33830-6140
Document Number	0109340858
Book / Page	010934 / 000858
Instrument Date	Jun 28, 2019
Instrument	166734
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 W TEE CIR BARTOW FL 338306140, BARTOW, FL 33830-6140

Mortgage

Document Number	109340861
Date	Aug 8, 2019
Book Page	010934/000861
Instrument	166735

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Sep 10, 2018
Property Address	1045 W TEE CIR, BARTOW, FL 33830-6140
Document Number	0106080272
Book / Page	010608 / 000272
Instrument Date	Aug 24, 2018
Instrument	192534
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	STONEBRIDGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$419.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 DORCHESTER DR AIRMONT NY 109524206, AIRMONT, NY 10952-4206

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 30, 2018
Property Address	1045 W TEE CIR, BARTOW, FL 33830-6140
Document Number	0105971503
Book / Page	010597 / 001503
Instrument Date	Aug 24, 2018
Instrument	185150
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$350.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2699 LEE RD #120 WINTER PARK FL 327891738, 120, WINTER PARK, FL 32789-1738

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 30, 2018
Property Address	1045 W TEE CIR, BARTOW, FL 33830-6140
Document Number	0105971501
Book / Page	010597 / 001501
Instrument Date	Aug 22, 2018
Instrument	185149
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 SILKS RUN #2330 HALLANDALE BEACH FL 330092791, 2330, HALLANDALE BEACH, FL 33009-2791
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1045 W Tee Cir was $2,985, down 7.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,872 (+1%)	$173,866 (-3.56%) Land $11,500 Building $162,366
2025	$2,985.00 (-7.1%)	$157,156	$180,287 Land $11,500 Building $168,787
2024	$3,213.00 (+7.82%)
2023	$2,980.00 (+23.75%)	$184,154 (+20.22%) Land $11,000 Building $173,154	$184,154 (+20.22%) Land $11,000 Building $173,154
2022	$2,408.00	$153,178 Land $9,000 Building $144,178	$153,178 Land $9,000 Building $144,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 W Tee Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 W Tee Cir is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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