Lapeer County property record for 1045 W Sutton Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,580 sqft · built 1995 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,500 (Aug 1995) |
| Tax Bill | $2,346 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-005-019-20 |
| Primary APN | 015-005-019-20 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Lot Area | 72,310 sqft (1.66 acres) |
| Garage Area | 484 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1045 W SUTTON RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 5, T6N R10E. PARCEL B. COM N 1/4 COR SEC 5, TH N86-02-10W 378 FT TO POB. TH N86-02-10W 166.08 FT; TH S02-46-00W 435.84 |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 05 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 341500 |
1045 W Sutton Rd is owned and occupied by two individuals who acquired it in September 2026.
Source: Lapeer County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3057 INNSBROOK DR, OWOSSO, MI 48867-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 1995 · Amount on File |
| Deed Sale | Aug 4, 1995 · Amount on File |
| Prior Sale | May 4, 1994 · Amount on File |
| Deed Book / Page | 914 / 862 |
| Last Transfer Date | Sep 17, 2026 |
| Transfer Doc | 3544000950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 21, 2026 |
| Property Address | 1045 W SUTTON RD, METAMORA, MI 48455-9738 |
| Document Number | 3544000950 |
| Book / Page | 3544 / 950 |
| Instrument Date | Sep 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3057 INNSBROOK DR, OWOSSO, MI 48867-9299 |
The 2025 property tax bill for 1045 W Sutton Rd was $2,346 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,100 (+7%) | $330,200 (+7%) | |
| 2025 | $2,346.00 Homeowner's exemption | $154,300 | $308,600 |
| 2023 | $130,500 | $261,000 | |
| 2022 | $2,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 W Sutton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1045 W Sutton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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