1045 W Highland Dr, Cocoa, FL 32922 Property Records

Brevard County property record for 1045 W Highland Dr, Cocoa, FL 32922

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 986 sqft · built 1957
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$470 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`24-36-29-77-*-116`

Property Details

APN / Parcel Number

Primary APN	`24-36-29-77-*-116`
Alternative APNs	`24-36-29-77-00000.0-0116.00` `2422551`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	1,186 sqft
1st Floor Area	986 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	107 ft deep x 87 ft wide
Porch	Florida Room
Porch Area	140 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2422551
Street Address	1045 W HIGHLAND DR
City	COCOA
State	FL
Zip	32922-6721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU17
Legal Description	COCOA MODERN MANORS LOT 116
Legal Range	36E
Legal Township	24S
Legal Section	29
Legal Subdivision	COCOA MODERN MANORS
Legal Lot Number	116
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3021
Census Tract	62301

Owner

Source: Brevard County records · APN 24-36-29-77-*-116

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1045 W HIGHLAND DR, COCOA, FL 32922-6721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 07, 2001
Transfer Doc	4481002815
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	1045 W HIGHLAND DR, COCOA, FL 32922-6721
Document Number	0086962085
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 W HIGHLAND DR COCOA FL 329226721, COCOA, FL 32922-6721

Mortgage

Document Number	0086962085
Date	Mar 20, 2020
Book Page	008696/002085
Instrument	66092

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,560 (+2.68%)	$116,940 (-16.98%)
2025	$470.00 (+8.8%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$36,580 (+5.97%)	$140,860 (+22.69%) Land $50,000 Building $90,860
2023	$432.00 (-1.37%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$34,520 (+2.98%)	$114,810 (+23.09%) Land $40,000 Building $74,810
2022	$438.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$33,520	$93,270 Land $25,000 Building $68,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090623013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 526 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF COCOA serves 294,039 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.