1045 W Cantebria Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1045 W Cantebria Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1990
Lot Size	0.104 acres (4,543 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Dec 2021)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-37-279`

Property Details

APN / Parcel Number

Primary APN	`302-37-279`
Alternative APN	`302372792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	1,386 sqft
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,543 sqft (0.104 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1045 W CANTEBRIA DR
City	GILBERT
State	AZ
Zip	85233-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MERIT HOMES AT THE ISLANDS LOT 1-109 TR A-F MCR 296-03
Legal Range	5E
Legal Township	1S
Legal Section	23
Legal Subdivision	MERIT HOMES AT THE ISLANDS LOT 1-109 TR
Legal Lot Number	84
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1004
Census Tract	814200

Owner

1045 W Cantebria Dr is owned and occupied by an individual who bought it in December 2021.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1045 W CANTEBRIA DR, GILBERT, AZ 85233-7509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Nov 19, 2013 · Amount on File
Deed Document Number	20211362126
Prior Transfer Date	Sep 12, 1996
Prior Transfer Doc	0000664284
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 23, 2021
Property Address	1045 W CANTEBRIA DR, GILBERT, AZ 85233-7509
Document Number	0001362126
Map Reference	MB 296 PG 3
Instrument Date	Dec 15, 2021
Instrument	20211362126
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 W CANTEBRIA DR, 1045, GILBERT, AZ 85233-7509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 W CANTEBRIA DR, GILBERT, AZ 85233-7509

Mortgage

Document Number	0001362127
Date	Dec 23, 2021
Instrument	20211362127

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1045 W CANTEBRIA DR, GILBERT, AZ 85233-7509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142284
Date	Feb 20, 2020
Instrument	20200142284

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 6, 2018
Property Address	1045 W CANTEBRIA DR, GILBERT, AZ 85233-7509
Document Number	0000825396
Map Reference	MB 296 PG 3
Instrument Date	Oct 24, 2018
Instrument	20180825396
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1045 W CANTEBRIA DR, GILBERT, AZ 85233-7509

Mortgage

Document Number	0000825397
Date	Nov 6, 2018
Instrument	20180825397

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1045 W Cantebria Dr was $1,378.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,110 (+97.52%)	$351,100 (+5.88%) Land $70,200 Building $280,900
2025	$1,378.00	$17,775 (-49.94%)	$331,600 (-6.62%) Land $66,300 Building $265,300
2024		$35,510	$355,100 Land $71,000 Building $284,100
2023	$1,329.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 W Cantebria Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1045 W Cantebria Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP, Tristate Wi-Fi by Wi-Fiber.

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