1045 W 23rd St, Jacksonville, FL 32209 Property Records

Duval County property record for 1045 W 23rd St, Jacksonville, FL 32209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 2023
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Dec 2023)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`084488-0000`

Property Details

APN / Parcel Number

Primary APN	`084488-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	1,353 sqft
1st Floor Area	1,164 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1045 W 23RD ST
City	JACKSONVILLE
State	FL
Zip	32209-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-A
Legal Description	2-29 55-2S-26E NORTH END LOT 14 BLK 8
Legal Range	26E
Legal Township	02S
Legal Section	55
Legal Subdivision	NORTH END
Legal Block	8
Legal Lot Number	14
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	3
Census Block	3006
Census Tract	1500

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 W 23RD ST, JACKSONVILLE, FL 32209-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Jul 13, 2020	Warranty Deed, Transfer TITLE CLEARINGHOUSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Nov 15, 2007 · Amount on Record
Deed Document Number	2023248566
Deed Book / Page	20887 / 1170
Prior Transfer Date	Nov 14, 2007
Prior Transfer Doc	0142701681
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 5, 2023
Property Address	1045 W 23RD ST, JACKSONVILLE, FL 32209-4403
Document Number	0208871170
Book / Page	20887 / 1170
Map Reference	MB 2 PG 29
Instrument Date	Nov 22, 2023
Instrument	2023248566
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	VYSTAR TITLE AGENCY, VYSTAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 E ADAMS ST STE 200, 200, JACKSONVILLE, FL 32202-3357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9145 13TH AVE, JACKSONVILLE, FL 32208-2026

Mortgage

Document Number	0208871173
Date	Dec 5, 2023
Instrument	20887/1173

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 13, 2020
Property Address	1045 W 23RD ST, JACKSONVILLE, FL 32209-4403
Document Number	0192761220
Book / Page	019276 / 001220
Instrument Date	Jun 30, 2020
Instrument	144477
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	TITLE CLEARINGHOUSE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2404 HUBBARD ST JACKSONVILLE FL 322062911, JACKSONVILLE, FL 32206-2911
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,319 (+2.7%)	$184,158 (+2.43%) Land $10,680 Building $173,478
2025	$2,606.00 (+9.82%) Homeowner's exemption	$166,815 (+3,023.88%)	$179,791 (+3,266.87%) Land $11,792 Building $167,999
2024	$2,373.00
2023	Additional exemption filed	$5,340 (+9.09%) Land $5,340	$5,340 (+9.09%) Land $5,340
2022	Additional exemption filed	$4,895 Land $4,895	$4,895 Land $4,895

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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