1045 W 18th Ave, Oshkosh, WI 54902 Property Records

Winnebago County property record for 1045 W 18th Ave, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,820 sqft · built 1973
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2023)
Tax Bill	$3,946 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-07090400`

Property Details

APN / Parcel Number

Primary APN	`13-07090400`
Alternative APN	`913-07090400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	992 sqft
1st Floor Area	1,380 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	913-07090400
Street Address	1045 W 18TH AVE
City	OSHKOSH
State	WI
Zip	54902-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W 80 FT OF E 360 FT OF N 135 FT OF LOT 16 S OF W 18TH AVESE1/4 SE1/4 SEC 27
Legal Subdivision	THIRTEENTH WARD
Legal Lot Number	16
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	3
Census Block	3001
Census Tract	1400

Owner

1045 W 18th Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1045 W 18TH AVE, OSHKOSH, WI 54902-6601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Deed Document Number	20231906963
Prior Transfer Date	Oct 1, 2018
Prior Transfer Doc	0001776877
Record Updated	Oct 29, 2026

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jul 17, 2023
Property Address	1045 W 18TH AVE, OSHKOSH, WI 54902-6601
Document Number	0001906963
Instrument Date	Jul 14, 2023
Instrument	1906963
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001906964
Date	Jul 17, 2023
Instrument	1906964

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,800 Land $46,200 Building $176,600
2024	$3,946.00 (+12.17%)
2023	$3,518.00 Homeowner's exemption	$130,000 (-) Land $35,500 Building $94,500	$187,853 Land $51,298 Building $136,555
2022	$3,518.00 (+5.74%) Homeowner's exemption	$130,000 (-) Land $35,500 Building $94,500
2021	$3,327.00 Homeowner's exemption	$130,000 Land $35,500 Building $94,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 W 18th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1045 W 18th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20