1045 Valley Rd, Knoxville, MD 21758 Property Records

Washington County property record for 1045 Valley Rd, Knoxville, MD 21758

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,776 sqft · built 1981
Lot Size1.94 acres (84,506 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Oct 2024)
Tax Bill$2,734 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN11-004482

Property Details

APN / Parcel Number

Primary APN11-004482
Alternative APN
  • 004482

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,776 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area84,506 sqft (1.94 acres)
Deck Area354 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number004482
Street Address1045 VALLEY RD
CityKNOXVILLE
StateMD
Zip21758-1340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEC
Legal DescriptionPT TR 1 SE-1 1.94 AC 1045 VALLEY RD HARPERS FERRY FARMS
Legal SubdivisionHARPERS FERRY FARMS
Legal Tract1
Legal Lot Number1
JurisdictionWASHINGTON MD
Township / Civil Division11, SANDY HOOK
Census Block Group1
Census Block1030
Census Tract11502

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2612 POINT OF ROCKS RD, KNOXVILLE, MD 21758-8905
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2024 · Amount on File
Deed SaleOct 8, 2024 · Amount on File
Prior SaleNov 21, 1994 · Amount on File
Deed Book / Page7549 / 84
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address1045 VALLEY RD, KNOXVILLE, MD 21758-1340
Document Number0057680168
Instrument DateMay 26, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 VALLEY RD KNOXVILLE MD 217581340, KNOXVILLE, MD 21758-1340

Mortgage

Document Number0057680168
DateJun 8, 2018
Book Page005768/000168
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,734.00 (+9.05%)$258,300 (+9.31%) Land $84,400 Building $173,900$258,300 (-) Land $84,400 Building $173,900
2025$2,507.00 (+25.41%)$236,300 (+22.88%)$258,300 (+34.32%) Land $84,400 Building $173,900
2023$1,999.00$192,300 Land $74,400 Building $117,900$192,300 Land $74,400 Building $117,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable
1,300 / 50
T-Mobile
Fixed Wireless
100 / 20

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