Ashtabula County property record for 1045 Union Ave, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1950 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Jun 2019) |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-001-00-070-00 |
| Primary APN | 50-001-00-070-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,040 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 59 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1045 UNION AVE |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-2563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T 13 SEC 1--3 -8- |
| Legal Subdivision | ASHTABULA |
| Legal Lot Number | 8 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 602 |
1045 Union Ave is owned and occupied by two individuals who bought it in June 2019.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 UNION AVE, ASHTABULA, OH 44004-2563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 28, 2019 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 20196073 |
| Deed Book / Page | 685 / 2697 |
| Prior Transfer Date | Jun 13, 2016 |
| Prior Transfer Doc | 0000005580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 1045 UNION AVE, ASHTABULA, OH 44004-2563 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015331 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 758/1977 |
| Instrument | 202100015331 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jun 28, 2019 |
| Property Address | 1045 UNION AVE, ASHTABULA, OH 44004-2563 |
| Document Number | 0000006073 |
| Book / Page | 000685 / 002697 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 6073 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 UNION AVE ASHTABULA OH 440042563, ASHTABULA, OH 44004-2563 |
| Document Number | 6074 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 000686/000001 |
| Instrument | 6074 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2049 |
The 2025 property tax bill for 1045 Union Ave was $3,410, up 72.7% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Municipality | Ashtabula City |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,410.00 (+72.75%) | $39,240 (-) Land $6,510 Building $32,730 | $112,100 Land $18,600 Building $93,500 |
| 2024 | $1,974.00 (-0.55%) Homeowner's exemption | $39,240 (-) Land $6,510 Building $32,730 | |
| 2023 | $1,985.00 (+20.67%) Homeowner's exemption | $39,240 (+38.22%) Land $6,510 Building $32,730 | $112,100 Land $18,600 Building $93,500 |
| 2022 | $1,645.00 Homeowner's exemption | $28,390 Land $5,010 Building $23,380 | |
| 2020 | $81,100 Land $14,300 Building $66,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1045 Union Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1045 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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