1045 Thomas St SE, Grand Rapids, MI 49506 Property Records

Kent County property record for 1045 Thomas St SE, Grand Rapids, MI 49506

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,028 sqft · built 1906
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Aug 2022)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-14-32-179-022`

Property Details

APN / Parcel Number

Primary APN	`41-14-32-179-022`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	638 sqft
Basement Area	638 sqft
Unfinished Basement	638 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1045 THOMAS ST SE
City	GRAND RAPIDS
State	MI
Zip	49506-2684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	LOT 59* DUNHAM FARM ADD
Legal Subdivision	DUNHAM FARM ADD
Legal Lot Number	59
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	2
Census Block	2007
Census Tract	3200

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 THOMAS ST SE, GRAND RAPIDS, MI 49506-2684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 8, 2021	Warranty Deed, Transfer · VA Mortgage TEAM MORTGAGE COMPANY LLC
Mar 24, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	202264060
Prior Transfer Date	Sep 23, 2015
Prior Transfer Doc	0000087923
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1045 THOMAS ST SE, GRAND RAPIDS, MI 49506-2684
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 THOMAS ST SE, GRAND RIVERS, KY

Mortgage

Document Number	0000002931
Date	Jan 10, 2022
Instrument	20220110-0002931

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 11, 2022
Property Address	1045 THOMAS ST SE, GRAND RAPIDS, MI 49506-2684
Document Number	0000064060
Map Reference	LB 9 PG 23
Instrument Date	Aug 5, 2022
Instrument	20220811-0064060
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 THOMAS ST SE, 1045, GRAND RAPIDS, MI 49506-2684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 CENTRAL PARK WAY NE APT 103, 103, GRAND RAPIDS, MI 49505-3480

Mortgage

Document Number	0000064061
Date	Aug 11, 2022
Instrument	20220811-0064061

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 8, 2021
Property Address	1045 THOMAS ST SE, GRAND RAPIDS, MI 49506-2684
Document Number	0000027329
Map Reference	LB 9 PG 23
Instrument Date	Mar 1, 2021
Instrument	20210308-0027329
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,909.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 SEVEMTJ ST NW 204, 600, GRAND RAPIDS, MI 49504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 THOMAS ST SE, GRAND RAPIDS, MI 49506-2684

Mortgage

Document Number	0000027330
Date	Mar 8, 2021
Instrument	20210308-0027330

Lender

Name	TEAM MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 24, 2020
Property Address	1045 THOMAS ST SE, GRAND RAPIDS, MI 49506-2684
Document Number	0000026583
Instrument Date	Mar 24, 2020
Instrument	26583
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$662.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 7TH ST NW #204 GRAND RAPIDS MI 495046902, 204, GRAND RAPIDS, MI 49504-6902

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,100 (+13.54%)	$186,200 (+13.54%)
2025	$2,743.00 (+50.22%)	$82,000 (+8.18%)	$164,000 (+8.18%)
2023		$75,800	$151,600
2021	$1,826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 890 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Metronet, T-Mobile, Verizon.

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