Cook County property record for 1045 Thomas St, Oak Park, IL 60302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,781 sqft · built 1918 |
| Lot Size | 0.093 acres (4,032 sqft) |
| Owner | Company Name on File |
| Last Sale | $475,000 (Aug 2003) |
| Tax Bill | $14,241 (2023) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-06-308-013 |
| Primary APN | 16-06-308-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,781 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,032 sqft (0.093 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1045 THOMAS ST |
|---|---|
| City | OAK PARK |
| State | IL |
| Zip | 60302-1577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIAM C REYNOLDS SUB BLK 3 LOT 12 |
| Legal Range | 13E |
| Legal Township | 39N |
| Legal Section | 06 |
| Legal Subdivision | WM C REYNOLDS SUB OF NW SW SEC 06-39-1 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | OAK PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 812302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frank Lloyd Wright-Prairie School of Architecture Historic District (Boundary Increase) listed 2009 · 391 contributing resources · NRIS 08001096 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1045 Thomas St is owned by a company that acquired it in September 2021.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1045 THOMAS ST, OAK PARK, IL 60302-1577 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 1, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Nov 1, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Aug 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2003 · Amount on File |
| Deed Sale | Aug 6, 2003 · Amount on File |
| Prior Sale | Sep 30, 1999 · Amount on File |
| Deed Document Number | 20032160 |
| Last Transfer Date | Sep 21, 2021 |
| Transfer Doc | 0000057025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 1, 2021 |
| Property Address | 1045 THOMAS ST, OAK PARK, IL 60302-1577 |
| Document Number | 0030557025 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2130557025 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 THOMAS ST, OAK PARK, IL 60302-1577 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1045 THOMAS ST, OAK PARK, IL 60302-1577 |
| Document Number | 1732608059 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1045 THOMAS ST OAK PARK IL 603021577, OAK PARK, IL 60302-1577 |
| Document Number | 1732608059 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 32608059 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1045 THOMAS ST, OAK PARK, IL 60302-1577 |
| Document Number | 1722649128 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1045 THOMAS ST OAK PARK IL 603021577, OAK PARK, IL 60302-1577 |
| Document Number | 1722649128 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 22649128 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 13, 2027 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Oak Park Township |
| Municipality | Oak Park Village |
| Elementary School District | Oak Park Elementary School District 97 (PK - 08) |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,000 Land $5,242 Building $41,758 | $470,000 Land $52,420 Building $417,580 | |
| 2023 | $14,241.00 (+6.17%) | ||
| 2022 | $13,414.00 Homeowner's exemption | $38,354 Land $4,536 Building $33,818 | $383,540 Land $45,360 Building $338,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1045 Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1045 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK PARK serves 54,583 people · EPA ID IL0312250 |
|---|---|
| Water Source | Purchased surface water from CHICAGO |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 778 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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