Hennepin County property record for 1045 Thomas Ave S, Minneapolis, MN 55405
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.25 ba · 2,596 sqft · built 1931 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $885,000 (May 2025) |
| Tax Bill | $14,286 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-029-24-42-0004 |
| Primary APN | 29-029-24-42-0004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,596 sqft Living Area |
| Gross Area | 4,160 sqft |
| 1st Floor Area | 1,647 sqft |
| Basement Area | 1,564 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 165 ft deep x 48 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1045 THOMAS AVE S |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55405-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 014 BLOCK 004 A CEDAR LAKE PARK ADDN TO MPLS INCL ADJ PART OF ST VAC NW 48X165X50X165 |
| Legal Range | 24 |
| Legal Township | 029 |
| Legal Section | 29 |
| Legal Quarter | 42 |
| Legal Subdivision | CEDAR LAKE PARK ADDN TO MPLS |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNEAPOLIS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 105100 |
Source: Hennepin County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1045 THOMAS AVE S, MINNEAPOLIS, MN 55405-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 6, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNRISE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Aug 27, 2019 · Amount on Record |
| Deed Document Number | 202511374033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 13, 2026 |
| Property Address | 1045 THOMAS AVE S, MINNEAPOLIS, MN 55405-2114 |
| Document Number | 0011454227 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202611454227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1045 THOMAS AVE S, MINNEAPOLIS, MN 55405-2114 |
| Document Number | 0011454227, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202611454227 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 6, 2023 |
| Property Address | 1045 THOMAS AVE S, MINNEAPOLIS, MN 55405-2114 |
| Document Number | 0A11236034 |
| Instrument Date | Oct 5, 2023 |
| Instrument | A11236034 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 THOMAS AVE S, MINNEAPOLIS, MN 55405-2114 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Aug 27, 2019 |
| Property Address | 1045 THOMAS AVE S, MINNEAPOLIS, MN 55405-2114 |
| Document Number | 0010695159 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 10695159 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,635.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1045 THOMAS AVE S MINNEAPOLIS MN 554052114, MINNEAPOLIS, MN 55405-2114 |
| Document Number | 10695161 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 10695161 |
| Name | SUNRISE BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minneapolis City |
| Unified School District | Minneapolis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,286.00 (+15.62%) | $847,600 (+9.79%) Land $251,000 Building $596,600 | $847,600 (+9.79%) Land $251,000 Building $596,600 |
| 2024 | $12,356.00 (+25.85%) | $772,000 (+9.97%) Land $251,000 Building $521,000 | $772,000 (+9.97%) Land $251,000 Building $521,000 |
| 2023 | $9,818.00 Homeowner's exemption | ||
| 2022 | $702,000 Land $216,000 Building $486,000 | $702,000 Land $216,000 Building $486,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · Severe Storms, Tornadoes, High Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minneapolis serves 425,300 people · EPA ID MN1270024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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