1045 Talbot Ave, Albany, CA 94706 Property Records

Alameda County property record for 1045 Talbot Ave, Albany, CA 94706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,645 sqft · built 1948
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (May 2021)
Tax Bill	$29,827 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-2654-44`

Property Details

APN / Parcel Number

Primary APN	`65-2654-44`
Alternative APN	`065-2654-044-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,645 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	1045 TALBOT AVE
City	ALBANY
State	CA
Zip	94706-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00044 BLK: AR: 0065 PAGE: 2654
Legal Subdivision	REGENTS PARK MAP 04
Legal Block	8
Legal Lot Number	22&23
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2002
Census Tract	420500

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 TALBOT AVE, ALBANY, CA 94706-2331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 10, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 13, 2020	Quit Claim Deed ATTORNEY ONLY
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	2021178381
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	0000197883
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1045 TALBOT AVE, ALBANY, CA 94706-2331
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 TALBOT AVE, ALBANY, CA 94706-2331

Mortgage

Document Number	0000351280
Date	Oct 25, 2021
Instrument	2021351280

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 10, 2021
Property Address	1045 TALBOT AVE, ALBANY, CA 94706-2331
Document Number	0000178381
Map Reference	MB 21 PG 51
Instrument Date	Apr 14, 2021
Instrument	2021178381
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1045 TALBOT AVE, ALBANY, CA 94706-2331

Mortgage

Document Number	0000178382
Date	May 10, 2021
Instrument	2021178382

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 13, 2020
Property Address	1045 TALBOT AVE, ALBANY, CA 94706-2331
Document Number	0000197883
Instrument Date	Jun 3, 2020
Instrument	197883
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1045 TALBOT AVE ALBANY CA 947062331, ALBANY, CA 94706-2331

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1045 TALBOT AVE, ALBANY, CA 94706-2331
Document Number	0000080599
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1045 TALBOT AVE ALBANY CA 947062331, ALBANY, CA 94706-2331

Mortgage

Document Number	0000080599
Date	Apr 10, 2020
Instrument	80599

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Albany City
Unified School District	Albany City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,980,307 (+1.64%) Land $596,192 Building $1,391,115
2025	$29,827.00 (+4.18%) Homeowner's exemption	$1,948,355 (+4.04%) Land $584,506 Building $1,363,849
2023	$28,630.00 Homeowner's exemption	$1,872,720 Land $561,816 Building $1,310,904	$1,928,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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