1045 Taft Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1045 Taft Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,577 sqft · built 2013
Lot Size	6.03 acres (262,972 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Nov 2007)
Tax Bill	$10,449 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2021 Refinance + 2 more
APN	`0960000000341`

Property Details

APN / Parcel Number

Primary APN	`0960000000341`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,577 sqft Living Area
1st Floor Area	1,383 sqft
Upper Floors Area	1,427 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	262,972 sqft (6.03 acres)
Lot Dimensions	1,180 ft deep x 223 ft wide
Garage Type	Attached
Garage Area	521 sqft
Porch	Slab
Porch Area	393 sqft
Patio Area	646 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1045 TAFT RD
City	CHESAPEAKE
State	VA
Zip	23322-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	C-1 SUB PAR C PLAT OF PAR A B C D E & R 6.037AC
Legal Subdivision	WHOLE MAP 096, HALSTEAD LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2004
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1045 TAFT RD, CHESAPEAKE, VA 23322-2767
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 11, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2007 · Amount on Record
Deed Sale	Nov 28, 2007 · Amount on Record
Deed Book / Page	7292 / 388
Last Transfer Date	Feb 20, 2026
Transfer Doc	0000004253
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 23, 2026
Property Address	1045 TAFT RD, CHESAPEAKE, VA 23322-2767
Document Number	010947/350
Book / Page	10947 / 350
Map Reference	MB 91 PG 41
Instrument Date	Feb 20, 2026
Instrument	260004253
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1045 TAFT RD, CHESAPEAKE, VA 23322-2767
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1045 TAFT RD, CHESAPEAKE, VA 23322-2767
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010333/51
Date	Mar 17, 2021
Book Page	10333/51
Instrument	210012276

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1045 TAFT RD, CHESAPEAKE, VA 23322-2767
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010060/302
Date	Sep 26, 2019
Book Page	10060/302
Instrument	190025905

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2059

Interest

Rate Type	Adjustable Rate
Rate	6.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1045 TAFT RD, CHESAPEAKE, VA 23322-2767
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010148/800
Date	May 11, 2020
Book Page	10148/800
Instrument	200014408

Lender

Name	QUICKEN LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,131,800 (+9.39%) Land $294,700 Building $837,100	$1,131,800 (+9.39%) Land $294,700 Building $837,100
2025	$10,449.00 (-0.08%)	$1,034,600 (+6.66%) Land $260,800 Building $773,800	$1,034,600 (+6.66%) Land $260,800 Building $773,800
2024	$10,457.00 (+45.54%)
2023		$970,000 (+10.38%) Land $210,800 Building $759,200	$970,000 (+10.38%) Land $210,800 Building $759,200
2022		$878,800 Land $190,800 Building $688,000	$878,800 Land $190,800 Building $688,000
2019	$7,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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