Cayuga County and Victory Town property record for 1045 Swamp Rd, Cato, NY 13033 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,008 sqft · built 1900 |
| Lot Size | 0.899 acres (39,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,758 (2025) |
| Deeds & Mortgages | Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 056400 43.00-1-39 |
| Primary APN | 056400 43.00-1-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 39,200 sqft (0.899 acres) |
| Lot Dimensions | 160 ft deep x 245 ft wide |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 612 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23006150 |
|---|---|
| Street Address | 1045 SWAMP RD |
| City | CATO |
| State | NY |
| Zip | 13033-8606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | VICTORY |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 40101 |
Source: Cayuga County and Victory Town records · APN 056400 43.00-1-39
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1045 SWAMP RD, CATO, NY 13033-8606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2004 |
| Transfer Doc | 0011610026 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 1045 SWAMP RD, CATO, NY 13033-8606 |
| Document Number | 0035860336 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1045 SWAMP RD CATO NY 130338606, CATO, NY 13033-8606 |
| Document Number | 0035860336 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 003586/000336 |
| Instrument | 176931 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 23, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
Source: Cayuga County and Victory Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Victory Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,758.00 (+4.67%) Homeowner's exemption | $69,100 (-) Land $15,600 Building $53,500 | $106,308 (+15.39%) Land $24,000 Building $82,308 |
| 2024 | $2,635.00 (+160.12%) | ||
| 2023 | $69,100 Land $15,600 Building $53,500 | $92,133 Land $20,800 Building $71,333 | |
| 2020 | $1,013.00 |
Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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