1045 Swale Ridge Loop, Creswell, OR 97426 Property Records

Lane County property record for 1045 Swale Ridge Loop, Creswell, OR 97426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2021)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-10-43-03200-000`

Property Details

APN / Parcel Number

Primary APN	`19-03-10-43-03200-000`
Alternative APNs	`1903104303200` `1814035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	2,191 sqft
1st Floor Area	1,729 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Plywood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	438 sqft
Parking Spaces	2 Parking Spaces
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1814035
Street Address	1045 SWALE RIDGE LOOP
City	CRESWELL
State	OR
Zip	97426-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P
Legal Description	SUBDIVISION PLAT SWALE RIDGE SUBDIVISION PHASE II LOT 28 TL 03200
Legal Range	03
Legal Township	19
Legal Section	10
Legal Subdivision	SWALE RIDGE SUBDIVISION PHASE II
Legal Lot Number	28
Jurisdiction	LANE OR
Township / Civil Division	CRESWELL
Census Block Group	2
Census Block	2002
Census Tract	1101

Owner

Source: Lane County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 8, 2020	Intrafamily Transfer, Transfer · VA Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 21, 2017	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Apr 8, 2020
Deed Document Number	202117187
Prior Transfer Date	Apr 3, 2020
Prior Transfer Doc	0000017257
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Apr 21, 2026
Property Address	1045 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Document Number	0000012486
Instrument Date	Apr 16, 2026
Instrument	202612486
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012486,
Date	Apr 21, 2026
Instrument	202612486

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 12, 2021
Property Address	1045 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Document Number	0000017187
Map Reference	DOC 2007-060967
Instrument Date	Feb 27, 2021
Instrument	2021-017187
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500

Mortgage

Document Number	0000017188
Date	Mar 12, 2021
Instrument	2021-017188

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Apr 8, 2020
Property Address	1045 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Document Number	0000017257
Map Reference	DOC 2007-060967
Instrument Date	Apr 3, 2020
Instrument	2020-017257
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1045 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500

Mortgage

Document Number	0000017258
Date	Apr 8, 2020
Instrument	2020-017258

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 21, 2017
Property Address	1045 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Document Number	0000046838
Map Reference	DOC2007-060967
Instrument Date	Sep 11, 2017
Instrument	2017-046838
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	EVERGREEN LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 SWALE RIDGE LOOP, 1045, CRESWELL, OR 97426-4500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500

Mortgage

Document Number	0000046839
Date	Sep 21, 2017
Instrument	2017-046839

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Creswell City
Unified School District	Creswell School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,064.00 (+19.39%)	$247,640 (+6.09%)	$459,640 (+4.35%) Land $85,968 Building $373,672
2023	$3,404.00 (+3.97%)	$233,426 (+3%)	$440,462 (+1.4%) Land $93,035 Building $347,427
2022	$3,274.00	$226,628	$434,378 Land $83,127 Building $351,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRESWELL serves 5,585 people · EPA ID OR4100246
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN, Hunter Communications.

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