1045 Sutter St, San Francisco, CA 94109 Property Records

San Francisco City property record for 1045 Sutter St, San Francisco, CA 94109 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Store, Retail Outlet
Bathrooms3 Baths
Year BuiltBuilt 1909
Square Footage7,300 sqft Gross Area
Lot Size4,432 sqft (0.102 acres)
Last Sale$1,716,000 (2024)
Tax Bill$2,685.00 (2024)

Property Details

APN / Parcel Number

Primary APN0301-019

Interior

Full Baths3 Baths
Total Rooms9 Rooms
Units3 Units
Building Area7,300 sqft Gross Area
1st Floor7,300 sqft 1st Floor
Basement Area4,425 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Construction TypeWood Construction
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Roof ConstructionFlat Roof Construction
Roof MaterialRoll Tar & Gravel Roof
Lot Area4,432 sqft (0.102 acres)
Depth X Width110 ft x 40 ft Depth x Width

Location & Zoning

Street Address1045 SUTTER ST
CitySAN FRANCISCO
StateCA
Zip94109-5817
Property UsageCommercial Property Usage
TypeCommercial > Retail > Store, Retail Outlet
Legal DescriptionBLK 1365
Legal Subdivision50 VARA BL 309
Legal Block301
Legal Lot Number19
JurisdictionSAN FRANCISCO CA
Minor Civil DivisionDOWNTOWN-NORTHEAST NEIGHBORHOODS-TREASURE ISLAND
Census Blockgroup1
Census Block1001
Census Tract12002

Owner

Source: San Francisco City records · APN 0301-019

Assessment roll updated July 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3018 WASHINGTON ST, SAN FRANCISCO, CA 94115-1618
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2024 · Amount on Record
Deed SaleJul 01, 2024 · Amount on Record
Deed Doc Number202449513
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address1045 SUTTER ST # 1051, 1051, SAN FRANCISCO, CA 94109-5817
Transaction TypeMortgage
Record UpdatedNov 10, 2025
Title CompanyCOMMONWEALTH LAND TITLE COMPANY/DAL, COMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3018 WASHINGTON ST, SAN FRANCISCO, CA 94115-1618

Mortgage

Document Number0000083959
DateOct 08, 2025
Instrument2025083959
Lender
NameBAY AREA EMPLOYMENT DEVELOPMENT COMPANY
TypeNon-Lending Institution
AddressCONCORD, CA 94520
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Francisco City records · Assessment roll updated July 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,500.00 (+328.31%)$904,088 (-7.97%) Land $452,044 Building $452,044
2024$2,685.00 (+1.94%)
2023$2,634.00 (+2.61%)$982,419 Land $434,492 Building $547,927
2022$2,567.00

Flood & Wildfire

Our records do not include FEMA flood map data for 1045 Sutter St; wildfire exposure is none.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Sutter St

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