1045 Sunshine Cir, Stem, NC 27581 Property Records

Granville County property record for 1045 Sunshine Cir, Stem, NC 27581 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,875 sqft · built 2006
Lot Size	1.84 acres (80,311 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2007)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1174-77119301`

Property Details

APN / Parcel Number

Primary APN	`1174-77119301`
Alternative APNs	`087900201583` `087900 101` `77119301`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,875 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	80,311 sqft (1.84 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	77119301
Street Address	1045 SUNSHINE CIR
City	STEM
State	NC
Zip	27581-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT & HOUSE LOT 12
Legal Subdivision	FLETCHERS POINTE SUBDIVISION
Legal Lot Number	12
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1016
Census Tract	970701

Owner

Source: Granville County records · APN 1174-77119301

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1045 SUNSHINE CIR, STEM, NC 27581-9268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 06, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2007 · Amount on Record
Deed Sale	May 04, 2007 · Amount on Record
Deed Book / Page	1208 / 307
Last Transfer Date	Aug 30, 2019
Transfer Doc	1741/017
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1045 SUNSHINE CIR, STEM, NC 27581-9268
Transaction Type	Mortgage
Record Updated	Aug 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001954/125
Date	Jul 13, 2023
Book Page	1954/125

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1045 SUNSHINE CIR, STEM, NC 27581-9268
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1824/535
Date	Feb 24, 2021
Book Page	1824/535

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRANVILLE NC
Recording Date	Sep 06, 2019
Property Address	1045 SUNSHINE CIR, STEM, NC 27581-9268
Document Number	1741/017
Book / Page	1741 / 017
Map Reference	MB 28 PG 137
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Oct 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SUNSHINE CIR, STEM, NC 27581-9268

Mortgage

Document Number	1741020
Date	Sep 06, 2019
Instrument	1741/020

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2034

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,548.00 (+17.56%)	$508,402 (+55.95%) Land $66,500 Building $441,902
2024			$508,402 (+55.95%) Land $66,500 Building $441,902
2023	$3,018.00 (+0.7%)	$326,011 (-) Land $45,000 Building $281,011	$326,011 (-) Land $45,000 Building $281,011
2022	$2,997.00	$326,011 Land $45,000 Building $281,011	$326,011 Land $45,000 Building $281,011

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Granville County (37077C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370779707011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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