1045 Sunset Beach Rd, Florence, AL 35633 Property Records

Lauderdale County property record for 1045 Sunset Beach Rd, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,308 sqft · built 2023
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Last Sale	$131,300 (Sep 2016)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-02-10-0-001-013-000`

Property Details

APN / Parcel Number

Primary APN	`26-02-10-0-001-013-000`
Alternative APNs	`100790` `19831`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,308 sqft Living Area
1st Floor Area	3,055 sqft
2nd Floor Area	1,418 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	71,438 sqft (1.64 acres)
Lot Dimensions	725 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,210 sqft
Parking Spaces	5 Parking Spaces
Bath House	1,786 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	100790
Street Address	1045 SUNSET BEACH RD
City	FLORENCE
State	AL
Zip	35633-0133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100 X 725 IRR (1.64 AC/C) SUNSET BEACH LOT 72 1.64 AC/C SEC 10 T3S R13W PB 3 PG 9-11
Legal Range	13W
Legal Township	03S
Legal Section	10
Legal Subdivision	SUNSET BEACH
Legal Lot Number	72
Jurisdiction	LAUDERDALE AL
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2045
Census Tract	11200

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1045 SUNSET BEACH RD, FLORENCE, AL 35633-0133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage WAYNE COUNTY BANK
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Apr 1, 2021	Intrafamily Transfer, Transfer
Sep 6, 2017	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Deed Book / Page	2016 / 40005
Last Transfer Date	Mar 24, 2021
Transfer Doc	2021/20738
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	1045 SUNSET BEACH RD, FLORENCE, AL 35633-0133
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002017/925
Date	Jan 9, 2017
Book Page	2017/925

Lender

Name	WAYNE COUNTY BANK

Agreement

Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	1045 SUNSET BEACH RD, FLORENCE, AL 35633-0133
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/50163
Date	Aug 11, 2021
Book Page	2021/50163

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2051

Interest

Rate Type	Adjustable Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 1, 2021
Property Address	1045 SUNSET BEACH RD, FLORENCE, AL 35633-0133
Document Number	2021/20738
Book / Page	2021 / 20738
Map Reference	MB 3 PG 9 9A & 9B
Instrument Date	Mar 24, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23127 WINDING KNOLL DR, KATY, TX 77494-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23127 WINDING KNOLL DR, KATY, TX 77494-2103

September 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 6, 2017
Property Address	1045 SUNSET BEACH RD, FLORENCE, AL 35633-0133
Document Number	2017/39713
Book / Page	2017 / 39713
Instrument Date	Sep 5, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 W TENNESSEE ST, COLLINWOOD, TN 38450-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23127 WINDING KNOLL DR, KATY, TX 77494-2103
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,689.00 (-0.15%) Homeowner's exemption	$78,480 (-0.15%)	$784,580 (-0.15%) Land $190,800 Building $593,780
2024	$2,693.00 (+100.67%) Homeowner's exemption	$78,600 (+105.97%) Land $19,080 Building $59,520	$785,780 (+309.69%) Land $190,800 Building $594,980
2023	$1,342.00 (+13.15%)	$38,160 (+12.57%) Land $38,160	$191,800 (+13.16%) Land $190,800 Building $1,000
2022	$1,186.00	$33,900	$169,500 Land $168,500 Building $1,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1994–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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