1045 Summit St, New Haven, IN 46774 Property Records

Allen County property record for 1045 Summit St, New Haven, IN 46774

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,244 sqft · built 1908
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$167,498 (Nov 2025)
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-12-182-004.000-041`

Property Details

APN / Parcel Number

Primary APN	`02-13-12-182-004.000-041`
Alternative APN	`5023030038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,244 sqft
Basement Area	384 sqft
Family Room	Family Room

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	1,400 ft deep x 400 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1045 SUMMIT ST
City	NEW HAVEN
State	IN
Zip	46774-1484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-12-2-186 H BURGESS 1ST E 40 FT LOT 38
Legal Subdivision	H BURGESS 1ST
Legal Lot Number	38
Jurisdiction	ALLEN IN
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3025
Census Tract	11100

Owner

1045 Summit St is owned and occupied by an individual who bought it in November 2025.

Source: Allen County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 SUMMIT ST, NEW HAVEN, IN 46774-1484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · FHA Mortgage V I P MORTGAGE INC
Jul 29, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2025	Sheriff's Deed, Foreclosure Foreclosure Auction
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE INC
Sep 5, 2018	Warranty Deed, Transfer CENTURION LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Jul 11, 2025 · Amount on File
Deed Document Number	202552476
Prior Transfer Date	Jul 29, 2025
Prior Transfer Doc	2025033847
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Nov 19, 2025
Property Address	1045 SUMMIT ST, NEW HAVEN, IN 46774-1484
Document Number	2025052476
Instrument Date	Nov 13, 2025
Instrument	2025052476
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	CENTURION LAND TITLE INC, CENTURION LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1935 S HURSTBOURNE PKWY10

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SUMMIT ST, NEW HAVEN, IN 46774-1484

Mortgage

Document Number	2025052477
Date	Nov 19, 2025
Instrument	2025052477

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 29, 2025
Property Address	1045 SUMMIT ST, NEW HAVEN, IN 46774-1484
Document Number	2025033847
Instrument Date	Jul 29, 2025
Instrument	2025033847
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 STEPHANS DR, FORT WAYNE, IN 46819-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 STEPHANS DR, FORT WAYNE, IN 46819-9711

July 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 11, 2025
Property Address	1045 SUMMIT ST, NEW HAVEN, IN 46774-1484
Document Number	2025030870
Instrument Date	Jun 25, 2025
Instrument	2025030870
Transaction Type	Foreclosure
Record Updated	Dec 26, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 STEPHANS DR, FORT WAYNE, IN 46819-9711
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	May 30, 2019
Property Address	1045 SUMMIT ST, NEW HAVEN, IN 46774-1484
Document Number	2019024547
Instrument Date	May 22, 2019
Instrument	2019024547
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SUMMIT ST, NEW HAVEN, IN 46774-1484

Mortgage

Document Number	2019024548
Date	May 30, 2019
Instrument	2019024548

Lender

Name	SUMMIT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 5, 2018
Property Address	1045 SUMMIT ST, NEW HAVEN, IN 46774-1484
Document Number	2018045809
Instrument Date	Aug 31, 2018
Instrument	2018045809
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 S ROUSSEY RD, NEW HAVEN, IN 46774-9575

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Summit St was $1,187, down 4% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Adams Township
Municipality	New Haven City
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (-4.04%)	$137,400 (+5.69%) Land $20,600 Building $116,800	$137,400 (+5.69%) Land $20,600 Building $116,800
2024	$1,237.00 (+18.94%)	$130,000 (+4.67%) Land $10,500 Building $119,500	$130,000 (+4.67%) Land $10,500 Building $119,500
2023	$1,040.00 (+8.45%)	$124,200 (+9.33%) Land $10,500 Building $113,700	$124,200 (+9.33%) Land $10,500 Building $113,700
2022	$959.00	$113,600 Land $10,500 Building $103,100	$113,600 Land $10,500 Building $103,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Summit St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–2008)
Most Recent Claim	Feb 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1045 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW HAVEN WATER DEPARTMENT serves 15,700 people · EPA ID IN5202009
Water Source	Purchased surface water from FORT WAYNE - 3 RIVERS FILTRATION PLANT
Last State Inspection	May 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Verizon, Watch TV.

1045 Summit St, New Haven, IN 46774 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2025: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Summit St

Nearby Streets

Search Property Records by Address or Parcel Number