Clatsop County property record for 1045 Summit Ave, Seaside, OR 97138 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,212 sqft · built 1997 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $553,000 (Jan 2023) |
| Tax Bill | $4,585 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61003CA02305 |
| Primary APN | 61003CA02305 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 2,212 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Covered Porch |
| Porch Area | 528 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8106 |
|---|---|
| Street Address | 1045 SUMMIT AVE |
| City | SEASIDE |
| State | OR |
| Zip | 97138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEARHART CREEKSIDE NO 2 LT 17 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 03 |
| Legal Subdivision | GEARHART CREEKSIDE |
| Legal Lot Number | 17 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950700 |
Source: Clatsop County records · APN 61003CA02305
Assessment roll updated October 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 602 NW WILDWOOD DR, VANCOUVER, WA 98665-7548 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 06, 2020 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Aug 06, 2020 · Amount on Record |
| Deed Document Number | 2023223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Jan 13, 2023 |
| Property Address | 1045 SUMMIT AVE, GEARHART, OR 97138 |
| Document Number | 0000000223 |
| Instrument Date | Jan 06, 2023 |
| Instrument | 202300223 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 602 NW WILDWOOD DR, VANCOUVER, WA 98665-7548 |
| Document Number | 0000000224 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 202300224 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Aug 06, 2020 |
| Property Address | 1045 SUMMIT AVE, GEARHART, OR 97138 |
| Document Number | 0000006427 |
| Map Reference | MB 14 PG 48 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 202006427 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 1143, SEASIDE, OR 97138-1143 |
| Document Number | 0000006428 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 202006428 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Clatsop County records · Assessment roll updated October 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Gearhart City |
| Unified School District | Seaside School District 10 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,585.00 (+1.21%) | $419,795 (+6.09%) | $640,574 (-9.13%) Land $189,250 Building $451,324 |
| 2023 | $4,530.00 (+3.07%) | $395,699 (+3%) | $704,942 (+3.89%) Land $179,010 Building $525,932 |
| 2022 | $4,395.00 | $384,175 | $678,572 Land $164,565 Building $514,007 |
Source: FEMA National Flood Hazard Layer, Clatsop County (41007C), updated September 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410079507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 111 individual NFIP policies nearby |
| Nearby Flood Policies | 118 units insured 7 under condo master policies |
| Nearby Flood Claims | 7 (1996–2012) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Dec 2012, other causes |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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