1045 Suffield Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1045 Suffield Ave, Birmingham, MI 48009

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,965 sqft · built 1937
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,080,000 (Oct 2019)
Tax Bill	$18,634 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-26-252-015`

Property Details

APN / Parcel Number

Primary APN	`08-19-26-252-015`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,965 sqft Living Area
1st Floor Area	1,465 sqft
Basement Area	1,161 sqft
Unfinished Basement	1,861 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	133 ft deep x 70 ft wide
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1045 SUFFIELD AVE
City	BIRMINGHAM
State	MI
Zip	48009-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R10E, SEC 26 CASPAR J LINGEMAN'S QUARTON ROAD UNIT OF QUARTON LAKE ESTATES LOT 63
Legal Range	10E
Legal Township	02N
Legal Section	26
Legal Subdivision	QUARTON LAKE ESTATES
Legal Lot Number	63
Legal Unit	O
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	3
Census Block	3013
Census Tract	152600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 SUFFIELD AVE, BIRMINGHAM, MI 48009-4622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Jul 14, 2022	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK
Oct 8, 2019	Warranty Deed, Transfer INTERSTATE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Feb 26, 2015 · Amount on Record
Deed Document Number	2019166239
Deed Book / Page	53349 / 765
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1045 SUFFIELD AVE, BIRMINGHAM, MI 48009-4622
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CATALPA DR, BIRMINGHAM, MI 48009-3627

Mortgage

Document Number	0000411442
Date	Jul 8, 2022
Book Page	57934/593
Instrument	411442

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	14%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 14, 2022
Property Address	1045 SUFFIELD AVE, BIRMINGHAM, MI 48009-4622
Document Number	0000414261
Book / Page	57950 / 670
Map Reference	LB 38 PG 2
Instrument Date	Jul 5, 2022
Instrument	414261
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$9,311.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 SUFFIELD AVE, 1045, BIRMINGHAM, MI 48009-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SUFFIELD AVE, BIRMINGHAM, MI 48009-4622

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1045 SUFFIELD AVE, BIRMINGHAM, MI 48009-4622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030849
Date	Mar 7, 2019
Book Page	52627/00066
Instrument	030849

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 8, 2019
Property Address	1045 SUFFIELD AVE, BIRMINGHAM, MI 48009-4622
Document Number	0000166239
Book / Page	053349 / 000765
Instrument Date	Sep 20, 2019
Instrument	166239
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	INTERSTATE TITLE

Transaction

Amount	Amount Recorded
Tax	$9,288.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 MILL POND DR GLENDALE HEIGHTS IL 601391946, GLENDALE HEIGHTS, IL 60139-1946

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,634.00 (-9.78%) Homeowner's exemption	$561,010 (+9.67%)	$1,122,020 (+9.67%)
2024	$20,654.00 (+21.73%)
2023		$511,560	$1,023,120
2021	$16,967.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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