1045 Snug Harbor St, Salinas, CA 93906 Property Records

Monterey County property record for 1045 Snug Harbor St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,207 sqft · built 1998
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Nov 1998)
Tax Bill	$4,814 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`153-453-027-000`

Property Details

APN / Parcel Number

Primary APN	`153-453-027-000`
Alternative APN	`153-453-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,207 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-453-027
Street Address	1045 SNUG HARBOR ST
City	SALINAS
State	CA
Zip	93906-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKBRIDGE 23/14 VOL 19 C&T PAGE 57 TRACT NO 1293 LOT 1 BLK 34
Legal Subdivision	CREEKBRIDGE
Legal Tract	1293
Legal Block	34
Legal Lot Number	1
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2005
Census Tract	10603

Owner

1045 Snug Harbor St is owned and occupied by two individuals who bought it in November 1998.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1045 SNUG HARBOR ST, SALINAS, CA 93906-4620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 1998 · Amount on File
Deed Sale	Nov 13, 1998 · Amount on File
Deed Document Number	199878922
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1045 SNUG HARBOR ST, SALINAS, CA 93906-4620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032771
Date	Jun 21, 2017
Instrument	2017032771

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1045 SNUG HARBOR ST, SALINAS, CA 93906-4620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052378
Date	Nov 15, 2018
Instrument	2018052378

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1045 SNUG HARBOR ST, SALINAS, CA 93906-4620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026721
Date	Jun 27, 2019
Instrument	2019026721

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Snug Harbor St was $4,814 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$379,997 (+2%) Land $111,922 Building $268,075
2025	$4,814.00 Homeowner's exemption	$372,547 Land $109,728 Building $262,819
2023	$4,859.00 (+10.89%) Homeowner's exemption	$358,082 Land $105,468 Building $252,614
2022	$4,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1045 Snug Harbor St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Snug Harbor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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