1045 Settlers Rd, Hamel, MN 55340 Property Records

Hennepin County property record for 1045 Settlers Rd, Hamel, MN 55340

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,591 sqft · built 1999
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$772,000 (Oct 2018)
Tax Bill	$12,744 (2025)
Deeds & Mortgages	May 2020 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-118-23-12-0019`

Property Details

APN / Parcel Number

Primary APN	`02-118-23-12-0019`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,591 sqft Living Area
Gross Area	6,150 sqft
1st Floor Area	2,055 sqft
2nd Floor Area	1,536 sqft
Basement Area	1,591 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	340 ft deep x 143 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	702 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	278 sqft
Deck Area	244 sqft
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1045 SETTLERS RD
City	HAMEL
State	MN
Zip	55340-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLOCK 003 T FOXBERRY FARMS 5TH ADDN N 143X340X104X350
Legal Range	23
Legal Township	118
Legal Section	02
Legal Quarter	12
Legal Subdivision	FOXBERRY FARMS 5TH ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	MEDINA
Census Block Group	6
Census Block	6003
Census Tract	27101

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1045 SETTLERS RD, HAMEL, MN 55340-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE BK
May 22, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE BK
Oct 12, 2018	Warranty Deed, Transfer · Line of Credit HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Oct 21, 2002 · Amount on File
Deed Document Number	20185568112
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1045 SETTLERS RD, HAMEL, MN 55340-4613
Document Number	0005713556
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1045 SETTLERS RD MEDINA MN 553404613, MEDINA, MN 55340-4613

Mortgage

Document Number	0005713556
Date	Jun 3, 2020
Instrument	5713556

Lender

Name	HERITAGE BK
Type	Bank
Address	SPICER, MN 56288-0658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1045 SETTLERS RD, HAMEL, MN 55340-4613
Document Number	0005713557
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1045 SETTLERS RD MEDINA MN 553404613, MEDINA, MN 55340-4613

Mortgage

Document Number	0005713557
Date	Jun 3, 2020
Instrument	5713557

Lender

Name	HERITAGE BK
Type	Bank
Address	SPICER, MN 56288-0658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 2, 2040

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 12, 2018
Property Address	1045 SETTLERS RD, HAMEL, MN 55340-4613
Document Number	0005568112
Instrument Date	Oct 5, 2018
Instrument	5568112
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	TITLE SMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,624.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 SETTLERS RD MEDINA MN 553404613, MEDINA, MN 55340-4613

Mortgage

Document Number	5568113
Date	Oct 12, 2018
Instrument	5568113

Lender

Name	HERITAGE BK
Type	Bank
Address	SPICER, MN 56288-0658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Medina City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,744.00 (+32.14%)	$1,022,300 (+20.84%) Land $173,000 Building $849,300	$1,022,300 (+20.84%) Land $173,000 Building $849,300
2023	$9,644.00 Homeowner's exemption
2022		$846,000 Land $130,000 Building $716,000	$846,000 Land $130,000 Building $716,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Medina serves 4,205 people · EPA ID MN1270023
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Xfinity.

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