1045 Seminole Sky Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1045 Seminole Sky Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,808 sqft · built 2012
Lot Size	0.146 acres (6,363 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2023)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`056362-0068`

Property Details

APN / Parcel Number

Primary APN	`056362-0068`
Alternative APN	`U06321994N000000000290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	916 sqft
Upper Floors Area	892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,363 sqft (0.146 acres)
Lot Dimensions	159 ft deep x 40.1 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0563620068
Street Address	1045 SEMINOLE SKY DR
City	RUSKIN
State	FL
Zip	33570-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BAHIA LAKES PHASE 1 LOT 29
Legal Range	19E
Legal Township	32S
Legal Section	06
Legal Subdivision	BAHIA LAKES PHASE 1
Legal Phase	1
Legal Tract	94N
Legal Lot Number	29
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1018
Census Tract	14121

Owner

1045 Seminole Sky Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1045 SEMINOLE SKY DR, RUSKIN, FL 33570-2024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 2, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Jul 5, 2022 · Amount on File
Deed Document Number	2023240016
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1045 SEMINOLE SKY DR, RUSKIN, FL 33570-2024
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SEMINOLE SKY DR, RUSKIN, FL 33570-2024

Mortgage

Document Number	0000436928
Date	Oct 10, 2025
Instrument	2025436928

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jun 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 2, 2023
Property Address	1045 SEMINOLE SKY DR, RUSKIN, FL 33570-2024
Document Number	0000240016
Map Reference	MB 109 PG 190-202
Instrument Date	May 26, 2023
Instrument	2023240016
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 SEMINOLE SKY DR, RUSKIN, FL 33570-2024

Mortgage

Document Number	0000240017
Date	Jun 2, 2023
Instrument	2023240017

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Seminole Sky Dr was $5,818 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,442 (-6.15%) Land $70,047 Building $169,395	$239,442 (-6.15%) Land $70,047 Building $169,395
2025	$5,818.00 Homeowner's exemption	$255,127 Land $70,047 Building $185,080	$255,127 Land $70,047 Building $185,080
2023	$6,048.00 (+75.71%)	$243,629 (+67.12%) Land $63,680 Building $179,949	$243,629 (+11.29%) Land $63,680 Building $179,949
2022	$3,442.00 Homeowner's exemption	$145,777	$218,922 Land $50,944 Building $167,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 Seminole Sky Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 241 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	241 in force
Nearby Flood Claims	85 (1982–2024)
Claims Outside the SFHA	8 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 25 claims Tropical Storm Josephine, Oct 1996 · 6 claims Hurricane Elena, Aug 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Seminole Sky Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAMPA SUN ESTATES #5 private · serves 87 people · EPA ID FL6291037
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	HCWRD/SOUTH-CENTRAL
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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