1045 School St, Craig, CO 81625 Property Records

Moffat County property record for 1045 School St, Craig, CO 81625

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1961
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2021)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
APN	`R006453`

Property Details

APN / Parcel Number

Primary APN	`R006453`
Alternative APN	`065736117009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	299 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1045 SCHOOL ST
City	CRAIG
State	CO
Zip	81625-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: STATE ADDITION LOT: 27 - 29 BLOCK: 6 AND THE S5' OF LOT 26
Legal Subdivision	STATE ADDITION
Legal Block	6
Legal Lot Number	27-29,2
Jurisdiction	MOFFAT CO
Township / Civil Division	CRAIG
Census Block Group	3
Census Block	3022
Census Tract	400

Owner

1045 School St is owned and occupied by an individual who bought it in December 2021.

Source: Moffat County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 SCHOOL ST, CRAIG, CO 81625-2345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 7, 2017	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Aug 7, 2017 · Amount on File
Deed Document Number	20214489
Record Updated	Sep 20, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOFFAT CO
Recording Date	Dec 1, 2021
Property Address	1045 SCHOOL ST, CRAIG, CO 81625-2345
Document Number	20214489
Instrument Date	Nov 30, 2021
Instrument	20214489
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SCHOOL ST, CRAIG, CO 81625-2345

Mortgage

Document Number	20214490
Date	Dec 1, 2021
Instrument	20214490

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Mortgage

Document Number	20214491
Date	Dec 1, 2021
Instrument	20214491

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	10 Months
Due	Dec 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOFFAT CO
Recording Date	Aug 7, 2017
Property Address	1045 SCHOOL ST, CRAIG, CO 81625-2345
Document Number	0020172149
Map Reference	MP1798
Instrument Date	Aug 4, 2017
Instrument	20172149
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1045 SCHOOL ST, CRAIG, CO 81625-2345

Mortgage

Document Number	0020172150
Date	Aug 7, 2017
Instrument	20172150

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1045 School St was $1,631, up 51.7% from the year before.

Source: Moffat County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Moffat County
Municipality	Craig City
Unified School District	Moffat County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$284,254 (+53.51%) Land $29,070 Building $255,184
2025	$1,631.00 (+51.72%)	$17,766 (+43.27%)	$185,171 Land $21,973 Building $163,198
2024	$1,075.00 (+1.61%)	$12,400 (-)
2023	$1,058.00 (-0.09%)	$12,400 (-1.35%) Land $1,470 Building $10,930	$185,171 (+2.37%) Land $21,973 Building $163,198
2022	$1,059.00	$12,570 Land $1,980 Building $10,590	$180,882 Land $28,500 Building $152,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1045 School St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRAIG serves 8,930 people · EPA ID CO0141188
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: High Rapid Networks.

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