Contra Costa County property record for 1045 Salt Spray Ter, Hercules, CA 94547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,274 sqft · built 2004 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jan 2009) |
| Tax Bill | $9,540 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 404-620-036-8 |
| Primary APN | 404-620-036-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| 2nd Floor Area | 1,076 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cluster |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 405 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1045 SALT SPRAY TER |
|---|---|
| City | HERCULES |
| State | CA |
| Zip | 94547-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8594 L36 |
| Legal Subdivision | SUBDIVISION 8594 |
| Legal Tract | 8594 |
| Legal Lot Number | 36 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 392300 |
Source: Contra Costa County records · APN 404-620-036-8
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 SALT SPRAY TER, HERCULES, CA 94547-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 28, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 15, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2009 · Amount on Record |
| Deed Sale | Jan 22, 2009 · Amount on Record |
| Prior Sale | Dec 30, 2004 · Amount on Record |
| Deed Document Number | 200910948 |
| Prior Transfer Date | Feb 16, 2005 |
| Prior Transfer Doc | 0000081083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1045 SALT SPRAY TER, HERCULES, CA 94547-2645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1045 SALT SPRAY TER, HERCULES, CA 94547-2645 |
| Document Number | 0000094789 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-094789 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1045 SALT SPRAY TER, HERCULES, CA 94547-2645 |
| Document Number | 0000031908 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1045 SALT SPRAY TER HERCULES CA 945472645, HERCULES, CA 94547-2645 |
| Document Number | 0000031908 |
|---|---|
| Date | Mar 08, 2019 |
| Instrument | 31908 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1045 SALT SPRAY TER, HERCULES, CA 94547-2645 |
| Document Number | 0000074594 |
| Instrument Date | Apr 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1045 SALT SPRAY TER HERCULES CA 945472645, HERCULES, CA 94547-2645 |
| Document Number | 0000074594 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 74594 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Hercules City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $577,929 (+2%) Land $157,612 Building $420,317 | |
| 2025 | $9,540.00 (+6.5%) Homeowner's exemption | $566,598 (+4.04%) Land $154,522 Building $412,076 |
| 2023 | $8,958.00 (+1.5%) Homeowner's exemption | $544,599 Land $148,523 Building $396,076 |
| 2022 | $8,826.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Unwired, Verizon.
Based on FCC filings for 613 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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