1045 Saint Gregory St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1045 Saint Gregory St, Cincinnati, OH 45202

Property Summary

Property Type	Store with Apartments
Lot Size	0.051 acres (2,222 sqft)
Owner	Company Name on File
Tax Bill	$67 (2025)
Deeds & Mortgages	Oct 2025 Sale Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-0001-0049-00`

Property Details

APN / Parcel Number

Primary APN	`073-0001-0049-00`

Interior

Total Rooms	4 Rooms

Exterior

Lot Area	2,222 sqft (0.051 acres)
Lot Dimensions	79 ft deep x 3 ft wide

Location & Zoning

Street Address	1045 SAINT GREGORY ST
City	CINCINNATI
State	OH
Zip	45202-1733
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	ST GREGORY ST 3 X 79.4 PT LOT 74 HARVEY HALLS
Legal Subdivision	HARVEY HALL
Legal Lot Number	74
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2013
Census Tract	26800

Owner

1045 Saint Gregory St, a commercial property, is owned by a company that acquired it in October 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	1718 RALSTON AVE, CINCINNATI, OH 45223-2415
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Warranty Deed, Transfer
Jul 21, 2023	Intrafamily Transfer, Transfer
Aug 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025
Deed Sale	Oct 20, 2025
Prior Sale	Jul 21, 2023
Deed Document Number	0000081453
Deed Book / Page	15525 / 1822
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 20, 2025
Property Address	1045 SAINT GREGORY ST, CINCINNATI, OH 45202-1733
Document Number	0000081453
Book / Page	15525 / 1822
Map Reference	MB 122 PG 182
Instrument Date	Oct 17, 2025
Instrument	2025-0081453
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 RALSTON AVE, CINCINNATI, OH 45223-2415

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jul 21, 2023
Property Address	1045 SAINT GREGORY ST, CINCINNATI, OH 45202-1733
Document Number	0000050644
Book / Page	14962 / 585
Map Reference	MB 122 PG 182
Instrument Date	Jul 11, 2023
Instrument	2023-0050644
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 E MCMILLAN ST, CINCINNATI, OH 45206-2281

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1045 SAINT GREGORY ST, CINCINNATI, OH 45202-1733
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095873
Date	Aug 6, 2021
Book Page	14475/2271
Instrument	2021-0095873

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Saint Gregory St was $67, up 1.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$67.00 (+1.52%)	$711 (-) Land $711
2024	$66.00	$711 (-) Land $711
2023	$66.00 (-1.49%)	$711 (+9.72%) Land $711	$2,030 Land $2,030
2022	$67.00	$648 Land $648
2020			$1,850 Land $1,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Saint Gregory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1045 Saint Gregory St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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