1045 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1045 S Oak St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,903 sqft · built 1999
Lot Size	0.172 acres (7,524 sqft)
Owner	Trust Name on File
Last Sale	$580,000 (Nov 2021)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-82-809`

Property Details

APN / Parcel Number

Primary APN	`302-82-809`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
1st Floor Area	1,903 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,524 sqft (0.172 acres)
View / Lot	Lake
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1045 S OAK ST
City	GILBERT
State	AZ
Zip	85233-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	RAVEN RANCH MCR 471-22
Legal Range	05E
Legal Township	01S
Legal Section	24
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	RAVEN RANCH
Legal Lot Number	65
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814300

Owner

1045 S Oak St is owner-occupied and held in a trust since October 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1045 S OAK ST, GILBERT, AZ 85233-8105
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Nov 12, 2021 · Amount on File
Deed Document Number	0001215968
Last Transfer Date	Oct 14, 2025
Transfer Doc	0000594492
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2025
Property Address	1045 S OAK ST, GILBERT, AZ 85233-8105
Document Number	0000594492
Map Reference	MB 471 MAP 22
Instrument Date	Oct 8, 2025
Instrument	20250594492
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1045 S OAK ST, GILBERT, AZ 85233-8105

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 12, 2021
Property Address	1045 S OAK ST, GILBERT, AZ 85233-8105
Document Number	0001215968
Map Reference	MB 471 PG 22
Instrument Date	Nov 1, 2021
Instrument	20211215968
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1565 E OXFORD LN, GILBERT, AZ 85295-4950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21517 4TH AVE W UNIT A12, A12, BOTHELL, WA 98021-7572

Mortgage

Document Number	0001215969
Date	Nov 12, 2021
Instrument	20211215969

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 16, 2019
Property Address	1045 S OAK ST, GILBERT, AZ 85233-8105
Document Number	0000724887
Map Reference	MB 471 PG 22
Instrument Date	Aug 27, 2019
Instrument	20190724887
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4838 WILDERNESS CT, 4838, LONG GROVE, IL 60047-5184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 S OAK ST, GILBERT, AZ 85233-8105

Mortgage

Document Number	0000724888
Date	Sep 16, 2019
Instrument	20190724888

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1045 S Oak St was $2,252.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,170	$501,700 Land $100,300 Building $401,400
2025	$2,252.00
2024		$50,110	$501,100 Land $100,200 Building $400,900
2023	$2,333.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 S Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 S Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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