1045 S Elm Ave, Kankakee, IL 60901 Property Records

Kankakee County property record for 1045 S Elm Ave, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,815 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jul 2015)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-17-05-431-012`

Property Details

APN / Parcel Number

Primary APN	`16-17-05-431-012`

Exterior

Lot Area	6,815 sqft (0.156 acres)

Location & Zoning

Street Address	1045 S ELM AVE
City	KANKAKEE
State	IL
Zip	60901-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE SUB & ADDN LOT 13 BLK 8 05-30-13W
Legal Subdivision	RIVERSIDE SUB
Legal Block	8
Legal Lot Number	13
Jurisdiction	KANKAKEE IL
Township / Civil Division	KANKAKEE
Census Block Group	1
Census Block	1031
Census Tract	12400

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 S ELM AVE, KANKAKEE, IL 60901-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK OF KANKAKEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1045 S ELM AVE, KANKAKEE, IL 60901-5431
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303747
Date	Apr 26, 2023
Instrument	202303747

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 24, 2030

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1045 S ELM AVE, KANKAKEE, IL 60901-5431
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105617
Date	Apr 23, 2021
Instrument	202105617

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Apr 3, 2020
Property Address	1045 S ELM AVE, KANKAKEE, IL 60901-5431
Document Number	0202003552
Instrument Date	Apr 1, 2020
Instrument	202003552
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STANDARD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 S ELM AVE, KANKAKEE, IL 60901-5431

Mortgage

Document Number	0202003553
Date	Apr 3, 2020
Instrument	202003553

Lender

Name	PEOPLES BANK OF KANKAKEE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Kankakee Township
Municipality	Kankakee City
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,135.00 (+8.22%)	$52,363 (+27.4%) Land $8,796 Building $43,567	$157,089 (+27.4%) Land $26,388 Building $130,701
2024	$4,745.00 (+16.5%)
2023		$41,100 Land $6,904 Building $34,196	$123,300 Land $20,712 Building $102,588
2022	$4,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1994–2018)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Feb 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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