Schenectady County and Rotterdam Town property record for 1045 Roberta Rd, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,500 sqft · built 1952 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (May 2020) |
| Tax Bill | $5,545 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Feb 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.15-1-25 |
| Primary APN | 422800 59.15-1-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,026 sqft 1st Floor |
| Upper Floors Area | 474 sqft Upper Floors |
| Stories | 1 Story |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 119 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Attached |
| Garage Area | 384 sqft Garage |
| Porch | Porch |
| Porch Area | 288 sqft Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1045 ROBERTA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G,2DM,BZY COLDBROOK-351 5.-372-9 |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.15-1-25
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 ROBERTA RD, SCHENECTADY, NY 12303-3789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2020 | Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Feb 12, 2019 | Grant Deed, Transfer · Line of Credit RCN CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on Record |
| Deed Sale | May 20, 2020 · Amount on Record |
| Prior Sale | Feb 12, 2019 · Amount on Record |
| Deed Document Number | 202014390 |
| Deed Book / Page | 2034 / 857 |
| Prior Transfer Date | May 17, 2006 |
| Prior Transfer Doc | 0017340427 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 20, 2020 |
| Property Address | 1045 ROBERTA RD, SCHENECTADY, NY 12303-3789 |
| Document Number | 0000014390 |
| Book / Page | 2034 / 857 |
| Instrument Date | May 08, 2020 |
| Instrument | 202014390 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2065 E 24TH ST, 2065, BROOKLYN, NY 11229-2421 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 325 DUANESBURG RD, SCHENECTADY, NY 12306-2024 |
| Document Number | 0000014391 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 202014391 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 12, 2019 |
| Property Address | 1045 ROBERTA RD, SCHENECTADY, NY 12303-3789 |
| Document Number | 0000006479 |
| Book / Page | 002005 / 000507 |
| Instrument Date | Jan 26, 2019 |
| Instrument | 6479 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | EXCLUSIVE LAND SERVICES INC, EXCLUSIVE LAND SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2065 E 24TH ST BROOKLYN NY 112292421, BROOKLYN, NY 11229-2421 |
| Document Number | 6481 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 004894/000790 |
| Instrument | 6481 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 11, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,545.00 | $151,100 (-) Land $9,900 Building $141,200 | $232,500 (+16.95%) Land $15,233 Building $217,267 |
| 2023 | $151,100 Land $9,900 Building $141,200 | $198,800 Land $13,025 Building $185,775 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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