Rowan County property record for 1045 River Trace Ln, Salisbury, NC 28144
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 1,620 sqft · built 2022 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Feb 2023) |
| Tax Bill | $1,496 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jan 2023 Re-recorded Document + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 307C272 |
| Primary APN | 307C272 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,087 sqft (0.53 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1045 RIVER TRACE LN |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-8845 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | .53AC L3 |
| Legal Subdivision | RIVER TRACE SUBDIVISION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 51302 |
1045 River Trace Ln, a residential property, is owned and occupied by two individuals who bought it in February 2023.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 RIVER TRACE LN, SALISBURY, NC 28144-8845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2023 | Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK |
| Jan 26, 2023 | Re-recorded Document |
| Oct 4, 2022 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2023 · Amount on File |
| Deed Sale | Feb 16, 2023 · Amount on File |
| Prior Sale | Jan 2, 2000 |
| Deed Book / Page | 1418 / 338 |
| Prior Transfer Date | Sep 13, 2022 |
| Prior Transfer Doc | 0014110187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 16, 2023 |
| Property Address | 1045 RIVER TRACE LN, SALISBURY, NC 28144-8845 |
| Document Number | 0014180338 |
| Book / Page | 1418 / 338 |
| Map Reference | MB 9995 PG 3992 |
| Instrument Date | Feb 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 MOCKSVILLE AVE, SALISBURY, NC 28144-2415 |
| Name | Verified Name |
|---|---|
| Address | 1045 RIVER TRACE LN, SALISBURY, NC 28144-8845 |
| Document Number | 0001418339 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 1418/339 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 26, 2023 |
| Property Address | 1045 RIVER TRACE LN, SALISBURY, NC 28144-8845 |
| Document Number | 0014170213 |
| Book / Page | 1417 / 213 |
| Map Reference | MB 9995 PG 3992 |
| Instrument Date | Jan 26, 2023 |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 MOCKSVILLE AVE, SALISBURY, NC 28144-2415 |
| Name | Verified Name |
|---|---|
| Address | 1101 MOCKSVILLE AVE, SALISBURY, NC 28144-2415 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 4, 2022 |
| Property Address | 1045 RIVER TRACE LN, SALISBURY, NC 28144-8845 |
| Document Number | 0014110187 |
| Book / Page | 1411 / 187 |
| Map Reference | MB 9995 PG 3992 |
| Instrument Date | Sep 13, 2022 |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 MOCKSVILLE AVE, SALISBURY, NC 28144-2415 |
| Name | Verified Name |
|---|---|
| Address | 1101 MOCKSVILLE AVE, SALISBURY, NC 28144-2415 |
The 2026 property tax bill for 1045 River Trace Ln was $1,496.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,496.00 | $225,000 Land $24,000 Building $201,000 | $225,000 Land $24,000 Building $201,000 |
| 2023 | $1,496.00 | $225,000 Land $24,000 Building $201,000 | $225,000 Land $24,000 Building $201,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 River Trace Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 River Trace Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHAVEN WATER SYSTEM private · serves 66 people · EPA ID NC0180186 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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