1045 Pine St, Winnetka, IL 60093 Property Records

Cook County property record for 1045 Pine St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 4,088 sqft · built 1921
Lot Size	0.388 acres (16,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,615,000 (Apr 2024)
Tax Bill	$33,596 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-17-316-008`

Property Details

APN / Parcel Number

Primary APN	`05-17-316-008`
Alternative APN	`05-17-316-008-0000`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,088 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1922
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,920 sqft (0.388 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1045 PINE ST
City	WINNETKA
State	IL
Zip	60093-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINNETKA) (HEIGHTS) A SUB OF PT LYG E & ADJ THE E LI NE OF ROSEWOOD AVE, IN SH SW SEC 17-42-13
Legal Range	13E
Legal Township	42N
Legal Section	17
Legal Subdivision	WINNETKA HEIGHTS
Legal Block	3
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2008
Census Tract	800300

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1355 W WRIGHTWOOD AVE, 2, CHICAGO, IL 60614-7413
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 11, 2017	Warranty Deed, Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	202420114
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 4, 2024
Property Address	1045 PINE ST, WINNETKA, IL 60093-2023
Document Number	0009520114
Instrument Date	Mar 18, 2024
Instrument	2409520114
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1045 PINE ST, WINNETKA, IL 60093-2023

Mortgage

Document Number	0009520115
Date	Apr 4, 2024
Instrument	2409520115

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 11, 2017
Property Address	1045 PINE ST, WINNETKA, IL 60093-2023
Document Number	1728404039
Instrument Date	Oct 2, 2017
Instrument	28404039
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 N WACKER DR CHICAGO IL 606062800, CHICAGO, IL 60606-2800

Mortgage

Document Number	1728404041
Date	Oct 11, 2017
Instrument	28404041

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY # 4J, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,000 (+61.91%) Land $32,148 Building $207,852	$2,400,000 (+61.91%) Land $321,480 Building $2,078,520
2023	$33,596.00 (+6.3%)
2022	$31,605.00 Homeowner's exemption	$148,232 Land $23,688 Building $124,544	$1,482,320 Land $236,880 Building $1,245,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2006–2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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